A bank's profitability has an effect on its long-term survivability. A bank can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the bank better able to withstand financial trouble. Conversely, losses lessen a bank's ability to do those things.
Bessemer Trust Company, National Association outperformed the average on Bankrate's test of earnings, achieving a score of 30 out of a possible 30.
One widely used way to measure a bank's earnings is return on equity, calculated by dividing net income (essentially profit) by the total amount of equity. Bessemer Trust Company, National Association's most recent annualized quarterly return on equity was 32.81 percent, above the national average of 8.10 percent.
For the twelve months ended December 31, 2017, the bank recorded net income of $73.4 million on total equity of $226.3 million. The bank experienced an annualized return on average assets, or ROA, of 3.22 percent, above the 1 percent deemed satisfactory in accordance with industry standards, and above the average for U.S. banks of 1.00 percent.