Editor’s note: Each week, one of Bankrate’s personal finance reporters is reporting on a new way to save and chronicling the savings journey. See how Jeanine controls spending and boosts her credit.
This will probably come as no surprise, but I’m a big fan of using a credit card as your primary payment method.
First off, they offer better fraud protections than cash or debit cards. They also offer a bunch of ancillary benefits — such as extended warranties, purchase protection and, more notably, rewards points — that can save you money over the long haul. Case in point: I recently put $120 worth of rewards points toward an upcoming vacation.
But how can you get these rewards and stay on top of your bills?