Can you guess why people haven’t saved enough for retirement?

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Made a financial decision you would love to take back? You have plenty of company.

According to a national Bankrate survey, nearly three-quarters of Americans have made at least one major money mistake, and the most common financial regret was not saving for retirement early enough.

We asked people from around the country to share why they haven’t saved enough for their retirement years. See if their reasons surprise you — or sound familiar.