Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

You’ve matured, but those savings bonds from childhood may still need more time.

An older man researches online while having a glass of wine.

Now might be the time to dust off those paper bonds and cash them in. Here’s what you need to know.

Savings bonds are safe and easy to buy, but you can earn higher interest income elsewhere.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

Row of folded dollar bills with red gift bows

Giving money as a gift doesn’t have to be boring. Use this guide to personalize your monetary giving.

The best time to cash in savings bonds depends on an investor’s life circumstances.

Mother and daughter looking at savings account info on a cellphone

The best savings accounts for teenagers offer competitive rates and charge no fees.

woman, using laptop while working from home

The top high-yield savings accounts are currently earning APYs of 5 percent and greater.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

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Short answer? Yes. Here’s what you need to know.

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Money market funds are available from several different brokers and fund managers.

These accounts sound similar, but there are some key differences to know.

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CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Holding up a golden piggy bank, balancing on one finger

CDs and fixed annuities can be great retirement options. Here are the differences.

If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.

A man uses the Qapital app to save money.

Build up your savings by automatically setting aside small amounts of money.

Not having success with your savings? A budget can make things a little easier.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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You might not feel better about inflation because prices are still up post-pandemic.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles