Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 03/21/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.13^%_APY

National Average

0.61^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

A mid adult woman sits at the counter in her kitchen and uses a laptop computer for online banking while managing her personal finances.

Don’t wait for the next Fed meeting to see where rates go before opening a deposit account.

Many of these options are flexible to your schedule.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

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Savings yields topping inflation could let you hold onto your purchasing power.

Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.

Consider a savings account with an APY above the inflation rate.

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Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.

Women using digital tablet to check her finances at home office

For savers, here’s what to consider when the Fed lowers interest rates.

The best account to save your money will vary by your goal.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

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Business money market accounts offer higher yields while maintaining access to funds.

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Money market funds are available from several different brokers and fund managers.

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Find the right business savings account to help your company’s money grow.

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Learn why you need to check your APY.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

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Trump has made tariffs an economic priority — experts share how you may be affected.

These features are designed to save you time and money.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

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Get the latest rates on top-yielding money market accounts.

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Comparing savings rates can ensure you get the best return on your savings.

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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Your bank accounts have two separate balances: the current balance and the available balance. Here’s the distinction.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles