Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/12/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.09^%_APY

National Average

0.61^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Dollar sign balloon being blown up by a pump on a green background with an arrow pointing down to the right

How to find the best high-yield savings account in times of high inflation

Side view of father cooking food while daughter having apple in kitchen

These simple moves can help you build a cash cushion.

Here’s how to earn more interest with a high-yield savings account.

Interest is the price you pay to borrow money or the cost you charge to lend money.

Mature woman helps her daughter study for exam

High-yield savings rates fluctuate over time. Let’s explore what causes that.

Split direct deposit is a simple way to painlessly boost your savings.

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

There are ways to access your money and ultimately spend it. Here’s how.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

How Reg. D impacts your savings account and why it pays to check with your bank.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

These accounts sound similar, but there are some key differences to know.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

A young woman researches on her phone at a cafe.

Short answer? Yes. Here’s what you need to know.

Knowing your financial needs and goals can help you choose where to keep your money.

young man falling out of the sky along with various household items and cash

You might not feel better about inflation because prices are still up post-pandemic.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

It’s important to find the right accounts for your emergency savings.

Person holding baby looking at person sitting on couch

Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.

The highest savings account rate has dipped ahead of next week’s Fed rate decision.

Clocks are displayed across an image of a dollar bill.

Take a look at the days when CDs were offering investors double-digit returns.

An image of a balance with a red house on one end and a pile of coins on the other on a pink background.

When mortgage rates stay stubbornly high, smart buyers pause and grow their savings instead. Here’s why this strategy pays off big.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles