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Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

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The amount of money you should save each month will vary based on your goals. Here’s what to know.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

Bankrate Partner Average

4.03%APY
VS

National Average

0.57%APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Latest articles

Woman working from home with a child in the background
A new Bankrate analysis shows mothers earned 31 percent less in wages than fathers in 2023.
Image by Getty Images, Illustration by Bankrate
Recession risks are rising. Learn six smart savings strategies to protect your money before it hits.
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JPMorgan raises recession probability to 50%. Learn five practical steps to protect your savings before economic conditions worsen.
President Trump with a frown on his face
The term “Trumpcession” has been popping up in headlines this week, as economists and market watchers debate whether President Trump’s economic policies could trigger a downturn. But are we actually [...]
Image by Getty Images, Illustration by Bankrate
Learn six practical ways to safeguard your finances amid economic uncertainty, from strengthening banking security to finding better rates.
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High-yield savings accounts remain a strong option for savers…for now.
Illustrated by Bankrate
Big banks pay just 0.01% APY while online banks offer 4.4%. Your $10,000 could earn $897 more over two years. Learn how to switch without changing banks.
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Here’s a guide to saving $10,000 in one year to make yourself more financially secure.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
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Money market funds are available from several different brokers and fund managers.
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The best account to save your money will vary by your goal.
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These credit unions offer great rates and top-notch features — and many make it easy to join.
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Lay away cash for an emergency or short-term goals with a money market mutual fund.
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These tips can help you manage your money more wisely and make you a bit richer.
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Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Find the right business savings account to help your company’s money grow.
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Banks are increasing offerings of green accounts. Here’s what you need to know.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
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Get the latest rates on top-yielding money market accounts.
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Comparing savings rates can ensure you get the best return on your savings.
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Many women feel financial success is out of reach in today’s economy — but it doesn’t have to be.
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A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
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Here’s how multiple savings accounts can help you reach your financial goals.
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