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Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

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The amount of money you should save each month will vary based on your goals. Here’s what to know.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

Mark Hamrick Arrow Right Icon

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Latest articles

It’s relatively easy to get a higher return on your money if you do your homework.
People stand outside a recently-opened Apple Store
The Apple Card savings account APY may be lower, but well above the national average.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
Teller at brick-and-mortar bank
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
Woman using a banking app on her phone
Competitive rates, fewer fees, and convenience are all reasons to consider online banking.
Young business woman working at the office on a laptop
Here’s a guide to saving $10,000 in one year to make yourself more financially secure.
Senior tourist couple discovering missing wallet
Losing your wallet can be reduced to a minor inconvenience if you know what to do.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
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These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
piggybank
Here are some of the best savings accounts you can sign up for as a business owner.
Young woman on smartphone
Look for gigs, deals and other ways to earn money simply by browsing on your phone.
image of older couple dancing
Here are scenarios for when each choice – paying down debt or saving – makes more sense.
Woman accessing her checking account at home on a laptop
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
A man works on his laptop.
Here’s everything you need to know about high-yield savings accounts.
A voter casts his ballot.
Here’s a look at what a number of popular banks are doing.
Illustration of a US Federal Reserve ink stamp
Every financial decision you make is impacted by the Federal Reserve.
Illustration of Fed Chair Jerome Powell
Some high-profile economists have called the Fed’s half-point call “a mistake.”
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