Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Weekly Savings Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top savings account rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/21/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

4.03^%_APY

National Average

0.60^%_APY

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Business colleagues having a conversation

These options are great places to stash money from a bonus, inheritance and more.

Illustration of cash under a beach umbrella

Here’s how much $10,000 in a high-yield savings account can earn you.

female soldier and her husband use a banking app to check the state of their finances

Bank account budgeting tools make it easy to track your personal finances.

Inflation can eat away at your purchasing power, if you’re not keeping up with it.

Several banks are offering high-yield savings accounts well above 4 percent APY.

Image of a large money bag in a shopping cart in front of a red downward pointing arrow.

More than half of Americans also say the U.S. economy is on the wrong track.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

How Reg. D impacts your savings account and why it pays to check with your bank.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

These accounts sound similar, but there are some key differences to know.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Older man with glasses sits on a couch next to a younger woman with curly hair. They are looking at official paperwork on a coffee table that also contains a calculator. There is an image of a large compass behind their heads and an blue arrow pointing from lower left to upper right.

Economic uncertainty is making it harder for low-income Americans save.

An image depicting parents and a small child sitting at a table with an open laptop, papers, and a calculator sitting on top of it. There is a large compass behind the parents and an arrow pointed to the upper right of the image.

High tariffs will make it harder for parents to afford the necessities — but don’t panic.

Happy women talking to each other standing near ATM machine

After years of being passed over by established banks, startups are working to shift the paradigm in financial services and better serve LGBTQ customers. Here’s what the disruptors are building, how [...]

Bank account budgeting tools make it easy to track your personal finances.

Coworkers discussing project and having work meeting

Here are differences between CDs and share certificates, and which one to choose.

Outside view of a bank with American flag

Learn the key characteristics of certified checks and how they differ from other types of payments.

Inflation can eat away at your purchasing power, if you’re not keeping up with it.

Evaluate the benefits and drawbacks to decide if a credit union is right for you.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Weekly Savings Rates

National Average

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles