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Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

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The amount of money you should save each month will vary based on your goals. Here’s what to know.
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It’s a low interest rate environment, but there are ways to earn more on your money.
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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

Greg McBride, CFA Arrow Right Icon

Chief Financial Analyst

Sarah Foster

Sarah Foster Arrow Right Icon

Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Latest articles

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Look for gigs, deals and other ways to earn money simply by browsing on your phone.
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Here are scenarios for when each choice – paying down debt or saving – makes more sense.
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Here’s everything you need to know about high-yield savings accounts.
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Single people and young families tend to have significantly less saved.
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The APY percentage shows how much an account earns per year. Here’s what you need to know.
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Don’t let the fear of saving leave you in the dark. Avoid these 10 savings mistakes.
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Comparing savings rates can ensure you get the best return on your savings.
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Sixty percent of households feel behind on their emergency savings in 2023.
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Money market funds are available from several different brokers and fund managers.
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Looking for a place to park your savings? Here’s why a MMA might be appealing.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
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These accounts sound similar, but there are some key differences to know.
Asian women using laptop computer at home working space.
CD terms can range from three months to five years. Learn which one is right for you.
A young female researches on her phone.
Here’s everything you need to know about no-penalty CDs.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
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Knowing bank holiday schedules can help you avoid delays on necessary transactions.
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Find out who is affected most by financial stress by statistic and how to cope.
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Manage money anxiety in a low rate environment with these savings strategies.
Piggy bank
Here’s how young adults can live within their means while saving for the future.
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Here are simple steps to take to avoid paying checking account fees.
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CDs and fixed annuities can be great retirement options. Here are the differences.
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If you’re struggling to save money right now, you’re not alone. Here’s how a few easy changes can help.
A man uses the Qapital app to save money.
Build up your savings by automatically setting aside small amounts of money.
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