Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

A man looking at a comically large stack of cash

This type of account can offer a low-risk way to earn a high yield.

What every saver needs to know about money markets accounts.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

MMA

Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

MMA

Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

MMA

Are MMAs safe?

Understand the safety and flexibility of using an MMA to store your savings.

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How to open an MMA

Bankrate's complete guide to opening a money market account to grow your savings.

Weekly MMA Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top MMA rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 06/19/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.84^%_APY

National Average

0.45^%_APY

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Latest articles

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

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Money market funds are available from several different brokers and fund managers.

How Reg. D impacts your savings account and why it pays to check with your bank.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

These accounts sound similar, but there are some key differences to know.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Business colleagues having a conversation

These options are great places to stash money from a bonus, inheritance and more.

Illustration of cash under a beach umbrella

Here’s how much $10,000 in a high-yield savings account can earn you.

female soldier and her husband use a banking app to check the state of their finances

Bank account budgeting tools make it easy to track your personal finances.

Inflation can eat away at your purchasing power, if you’re not keeping up with it.

Several banks are offering high-yield savings accounts well above 4 percent APY.

Image of a large money bag in a shopping cart in front of a red downward pointing arrow.

More than half of Americans also say the U.S. economy is on the wrong track.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Person holding baby looking at person sitting on couch

Wondering what to do when it comes to saving during a recession? Here’s what the experts have to say.

The highest savings account rate has dipped ahead of next week’s Fed rate decision.

Clocks are displayed across an image of a dollar bill.

Take a look at the days when CDs were offering investors double-digit returns.

An image of a balance with a red house on one end and a pile of coins on the other on a pink background.

When mortgage rates stay stubbornly high, smart buyers pause and grow their savings instead. Here’s why this strategy pays off big.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

A photo of the author of the article near a computer and book

Saving money isn’t just about cutting costs. Sometimes, it’s about reframing how you spend your time. Here’s how one mindset shift helped me avoid impulsive purchases and grow my savings with less [...]

Woman sitting in a chair with her laptop open on her lap. She is holding a mug in her right hand.

Most savers aren’t moving money despite 4 percent rates being available. This inertia could cost thousands in lost interest income.

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Fed officials indicate that interest rates will remain steady at its next meeting.

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