Money Market Accounts

When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.

Explore MMA basics

A man looking at a comically large stack of cash

This type of account can offer a low-risk way to earn a high yield.

What every saver needs to know about money markets accounts.

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Follow these simple steps to earn competitive rates on your shorter-term savings.

Get the most out of your money market account

MMA

Why get a money market account

Learn about how these lesser-known accounts walk the line between savings and checking accounts, offering some of the best features of both.

MMA

Pros and cons of MMAs

Explore the main advantages and disadvantages of opening a money market account.

MMA

Are MMAs safe?

Understand the safety and flexibility of using an MMA to store your savings.

MMA

How to open an MMA

Bankrate's complete guide to opening a money market account to grow your savings.

Weekly MMA Rates

Bankrate consistently has offers well above the national average to help you earn more on your savings.

See our top MMA rates

Bankrate Partner Average

The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 07/08/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.

3.83^%_APY

National Average

0.46^%_APY

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Latest articles

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Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

Woman studying a document and working on a laptop

Here’s how multiple savings accounts can help you reach your financial goals.

woman looking at her phone while walking outside

Top savings APYs remain above 4%, with plenty of account options to choose from.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Mother and daughter looking at savings account info on a cellphone

The best savings accounts for teenagers offer competitive rates and charge no fees.

Someone watering a plant that grows cash

Here’s how much $100,000 in a high-yield savings account can earn you.

female soldier and her husband use a banking app to check the state of their finances

Savings APYs remain high as the Federal Reserve holds interest rates steady.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

A pink piggy bank being held by a robotic/animatronic hand.

Banks have been loudly touting their multi-billion-dollar investments in artificial intelligence as a breakthrough for consumers. CEOs speak at conferences about AI-powered personalization. Marketing departments [...]

Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.

Learn your options if you are unable to open a bank account.

Capital One Bank signage in New York City

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

Coins sitting around in an overloaded jar could be put to better use. Here’s how.

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