Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
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This type of account can offer a low-risk way to earn a high yield.

What every saver needs to know about money markets accounts.

Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
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Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.

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How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 07/08/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 07/08/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.83%APY
VS
National Average
0.46%APY
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Latest articles

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Money market funds are available from several different brokers and fund managers.

The best account to save your money will vary by your goal.

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Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

Here’s how multiple savings accounts can help you reach your financial goals.

Top savings APYs remain above 4%, with plenty of account options to choose from.

Comparing savings rates can ensure you get the best return on your savings.

Get the latest rates on top-yielding money market accounts.

The best savings accounts for teenagers offer competitive rates and charge no fees.

Here’s how much $100,000 in a high-yield savings account can earn you.

Savings APYs remain high as the Federal Reserve holds interest rates steady.

The best account to save your money will vary by your goal.

How long can the Fed avoid slashing rates to zero?

The fed funds rate could quickly approach zero this year, experts said.

It’s the first emergency move since October 2008, during the Great Recession.

With markets swooning, all eyes are now turning to the Fed.

The chief executive’s claims weren’t wholly correct — even if they ended up being right.

Here’s what the online bank is offering to help customers boost their savings and meet financial goals.

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