Money Market Accounts
When shopping for a savings account, don't forget to consider money market accounts. Explore the different benefits of MMAs.
Explore MMA basics
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Follow these simple steps to earn competitive rates on your shorter-term savings.
Get the most out of your money market account
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Pros and cons of MMAs
Explore the main advantages and disadvantages of opening a money market account.
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How to open an MMA
Bankrate's complete guide to opening a money market account to grow your savings.
Weekly MMA Rates
Bankrate consistently has offers well above the national average to help you earn more on your savings.
Bankrate Partner Average
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 07/08/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
The "Bankrate Partner average" is calculated from the average of the top savings account offers from the institutions we track, included on this page as of 07/08/2025. "National average" is determined by Bankrate's comprehensive national survey of savings accounts and CDs.
3.83%APY
VS
National Average
0.46%APY
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- Introduction to Money Market Accounts
This type of account can offer a low-risk way to earn a high yield.
What every saver needs to know about money markets accounts.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
A money market account is like a parking spot for cash, but with a few guardrails.
These accounts sound similar, but there are some key differences to know.
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Money market funds are available from several different brokers and fund managers.
The best account to save your money will vary by your goal.
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Lay away cash for an emergency or short-term goals with a money market mutual fund.
These tips can help you manage your money more wisely and make you a bit richer.
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Top savings APYs remain above 4%, with plenty of account options to choose from.
Comparing savings rates can ensure you get the best return on your savings.
Get the latest rates on top-yielding money market accounts.
The best savings accounts for teenagers offer competitive rates and charge no fees.
Here’s how much $100,000 in a high-yield savings account can earn you.
Savings APYs remain high as the Federal Reserve holds interest rates steady.
The best account to save your money will vary by your goal.
The coronavirus pandemic has brought the U.S. economy to its knees.
Stimulus checks have arrived, but more support is needed from political leaders, consumers say.
Consumers get more access to their savings at a time when they may urgently need it.
It could take years for growth and unemployment to return to where they were before the pandemic.
The Fed’s biggest priority should be making sure as little as possible breaks on the way down.
Talk your way out of a charge — or get someone else to do it for you.
The branch is closed. Challenger banks see their moment.
Your money is safe as long as there’s federal deposit insurance.
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