Employing more than 3,000 people in offices throughout the country, Amica is the oldest automobile mutual insurer in the nation. Amica, or Automobile Mutual Insurance Company of America, was established in 1907 by A.T. Vigneron, a businessman from Rhode Island. Seeing that automobiles were quickly changing the American landscape, Vigneron recognized the need for insurance and quickly began to seek out policyholders. As the American economy grew, so did the need for a wider range of insurance coverage. Amica began working with the Factory Mutual Liability Insurance Company of America in 1921 and later merged with them 1973. Because of its status as a mutual company, Amica has always been focused on pleasing its policyholders. Expanding coverage with homeowners insurance in the 1950s, the company would also soon adopt marine and personal umbrella liability insurance options. Today, Amica has several subsidiaries, including the Amica Life Insurance Company, Amica Property and Casualty Company and the Amica General Agency.
Amica corporate headquarters is in Lincoln, R.I. Currently rated by A.M. Best as a superior company with an A++ rating, Amica offers a wide range of insurance solutions.
- Auto insurance
- Homeowners insurance
- Life insurance
- Personal umbrella liability insurance
- Marine coverage
Amica’s website offers the Amica Advisor, which is a guide to help potential policyholders create a customized insurance policy. The advisor determines the necessary coverage according to an individual’s budget and lifestyle. It explains coverage options and the type of coverage a potential policyholder may need. No personal information is required other than the current state in which the individual is residing.
In addition to a range of auto insurance options, Amica provides its policyholders with a variety of discounts. Policyholders receive discounts for insuring both their auto and home with Amica. Insuring more than two vehicles also provides the opportunity for a discount. Vehicle tracking systems, anti-theft systems and anti-lock brakes also qualify for discounts. Students who keep their grades above a certain average or who are away at school without a vehicle may also be eligible.
Amica has won several awards for customer satisfaction. J.D. Power and Associates ranked Amica “highest in customer satisfaction among national auto insurers” 10 years in a row. J.D. Power and Associates also ranked Amica highest for customer satisfaction among national homeowner insurers eight years in a row. The company has been recognized by Bloomberg BusinessWeek, Ward’s 50, A.M. Best Company and Providence Business News. Since Amica is owned by its policyholders, the company strives always to make customer service a top priority.
Amica does not employ agents to sell products. Instead, all products and services are sold by official representatives of Amica, requiring no middleman between the product and the consumer. Policyholders can speak to a representative immediately and receive information about their policy or claim. Amica representatives are available by e-mail, mail and telephone.
The corporate headquarters of Amica is located here:
100 Amica Way
Lincoln, RI 02865
For more information on Amica insurance products call toll free at (800) 242-6422.