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Maximize your checking: Compare high-yield checking accounts, no-fee checking accounts and more.

Explore checking basics

A woman uses mobile banking while eating.
From no fees to online bill pay, here are the must-have checking account features.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
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Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Get started with a checking account

Checking

Types of checking accounts

Whether you’re making payments online, using a debit card, or writing a physical check, a checking account is a necessity for most people. Here are some of the most-widely available types of checking accounts offered at banks and credit unions.

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Checking

Available balance vs. current balance

Learn about the two separate balances you may see when looking at your bank account.

Checking

Checking account fees

Learn about the different kinds of checking account fees and what you can do to avoid them.

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Checking

Bank account alerts to protect your money

Explore the types of bank account alerts you can set up to help you stay informed about your finances whenever and wherever you are.

 

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Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team
Greg McBride

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Chief Financial Analyst

Sarah Foster

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Latest articles

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A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]
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Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Spend money, pay bills, write checks or make fund transfers with a checking account.
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Consumers without a bank account face hurdles when trying to cash a check.
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Top savings APYs remain above 4%, with plenty of account options to choose from.
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The best account to save your money will vary by your goal.
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The Fed might find itself in a tricky situation.
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GDP expanded by 3.2 percent, but gains came from the typically more volatile components.
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