The best credit unions of 2020

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Joining a credit union is easier than it used to be. Credit unions are mostly restricted to supporting underserved communities and certain groups. In recent years, however, new provisions have allowed credit unions to expand their fields of membership. That’s good news for folks hoping to enjoy all the benefits credit unions have to offer — loans that often come with lower interest rates, deposit accounts that tend to pay more interest and banking with an emphasis on providing a more personalized approach. And unlike bank customers, credit union members automatically become part owners of the financial institution they join. If a credit union sounds like more of your speed, it’s best to pick one that stands out among the rest. Check out Bankrate’s ranking of America’s top credit unions and find out whether you’re eligible to join.