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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

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Greg McBride

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Chief Financial Analyst

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Design element with Jerome Powell
Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.
Jerome Powell, chair of the US Federal Reserve, during a news conference following a Federal Open Market Committee (FOMC) meeting.
The Fed has now gone six months without cutting interest rates.
Spend money, pay bills, write checks or make fund transfers with a checking account.
Fed Chair Powell Holds News Conference Following FOMC Rate Decision
This Fed communication tool is important, but be cautious when interpreting it.
Federal Reserve Chair Jerome Powell.
The Federal Reserve announced that it’s holding interest rates steady following its March 18-19 meeting.
Man using laptop in kitchen
Consider these four factors when choosing the right high-yield savings account.
woman working on laptop at home
Here’s everything you need to know about opening a bank account online.
Business colleagues having a conversation
These options are great places to stash money from a bonus, inheritance and more.
Business colleagues having a conversation
These options are great places to stash money from a bonus, inheritance and more.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
Man using tablet in coffee shop
Inflation can eat away at your purchasing power, if you’re not keeping up with it.
A man works on his laptop.
Several banks are offering high-yield savings accounts well above 4 percent APY.
Image of a large money bag in a shopping cart in front of a red downward pointing arrow.
More than half of Americans also say the U.S. economy is on the wrong track.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Serious young woman working at home
It’s possible to leverage the money in your CDs to grow your emergency savings.
You can find a CD account that significantly out-earns the national average if you shop around among banks.
IRS building
Taxes on CD interest aren’t always clear-cut. Here’s what you need to know.
Young couple managing finance and investment online
There’s still time to lock in a high-yielding CD as the Fed cuts rates.
Percent symbol with people holding money that is many dollar bills. Concepts of the banking system, rising interest rates, inflation, deflation, and savings.
Here’s how to proceed when your CD matures during falling rates.
Bank sign on glass wall of business center
Looking for a high-yielding APY on a CD? Consider CD offered at these big banks.
A focused mature male freelancer sitting at the wooden table at home and reading online projects on a laptop.
These certificates of deposit (CDs) have no minimum deposit.
Holding up a golden piggy bank, balancing on one finger
CDs and fixed annuities can be great retirement options. Here are the differences.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Woman looking at phone
Find the right business savings account to help your company’s money grow.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Spend money, pay bills, write checks or make fund transfers with a checking account.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
Outside view of a bank with American flag
Learn the key characteristics of certified checks and how they differ from other types of payments.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
This old-school way of paying is still in demand. Here’s everything you need to know.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Writing on check
Compare prices on paper checks before you place your next order.