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How to open a certificate of deposit (CD)
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Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
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Keep fees in check when you shift money from one bank account to another.
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Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

Comparing savings rates can ensure you get the best return on your savings.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Get the latest rates on top-yielding money market accounts.

How much money you keep at home depends on your personal situation, including your need for cash in everyday life as well as in an emergency situation. Some experts recommend keeping a minimal amount of [...]

Walk away with stacks of cash just for opening a checking or savings account.

Breaking up with your old bank need not be a heartbreaking process. Here’s how.

With a bit of planning, you can reduce your grocery bill. Here’s how.

Businesses may now be starting to pass along higher costs from tariffs to consumers.

Comparing savings rates can ensure you get the best return on your savings.

Get the latest rates on top-yielding money market accounts.

With a bit of planning, you can reduce your grocery bill. Here’s how.

Learn how to earn the highest interest rates on a savings account.

Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.

Here’s how multiple savings accounts can help you reach your financial goals.

Top savings APYs remain above 4%, with plenty of account options to choose from.

The best savings accounts for teenagers offer competitive rates and charge no fees.

Certificates of deposit offer peace of mind, but they’re not without some drawbacks.

Learn when a CD is worth it, when it is not, and alternatives to consider in 2025.

A CD often earns a competitive, fixed rate. Here’s what to know before opening one.

CDs hold your funds for a set period. In exchange, you get a reliable return.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

It’s important to weigh your options after missing your CD’s maturity date.

As the Fed is cutting interest rates, consider these certificates of deposit (CDs)

Find out which CD term is best for your financial goals in a lower rate environment.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Money market funds are available from several different brokers and fund managers.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]

Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Consumers without a bank account face hurdles when trying to cash a check.

Learn the key characteristics of certified checks and how they differ from other types of payments.

Knowing your limit before making a purchase can help you make smarter decisions.

Finding the account number on a check is easy — if you know where to look.