Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks

Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Banking data studies

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

New Bankrate data shows money is the No. 1 factor negatively impacting mental health.

Savers, here are strategies to invest in CDs.

If you don’t have a bank account, check-cashing services offer access to your money, at a cost.

Big banks pay just 0.01% APY while online banks offer 4.4%. Your $10,000 could earn $897 more over two years. Learn how to switch without changing banks.

Digital banking makes it easy to access your personal finances from anywhere.

Here’s how you can open a checking account online, in three steps.

Here’s a guide to saving $10,000 in one year to make yourself more financially secure.

Customer satisfaction is up at banks and credit unions, but fees are still an issue.

Big banks pay just 0.01% APY while online banks offer 4.4%. Your $10,000 could earn $897 more over two years. Learn how to switch without changing banks.

Here’s a guide to saving $10,000 in one year to make yourself more financially secure.

Bankrate recaps the week in savings accounts and analyzes where rates are headed.

Get the latest rates on top-yielding money market accounts.

Comparing savings rates can ensure you get the best return on your savings.

It’s a low interest rate environment, but there are ways to earn more on your money.

Single people and young families tend to have significantly less saved.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Savers, here are strategies to invest in CDs.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Here’s everything you need to know about brokered CDs.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

CDs come in many varieties, making it easy to find one that meets your needs.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Looking for a place to park your savings? Here’s why a MMA might be appealing.

These accounts sound similar, but there are some key differences to know.

CD terms can range from three months to five years. Learn which one is right for you.

If you don’t have a bank account, check-cashing services offer access to your money, at a cost.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]

Here’s what you need to know if you’re considering a switch to business checking.

Stay on top of your money with the right balance between your checking and savings.

Check out the 13 different types of checking accounts.

There are several ways to deposit a check — some are simpler than others.

The amount of time for a check to clear can vary from check to check.