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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Experts in all things banking

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
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A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Man using laptop in kitchen
Consider these four factors when choosing the right high-yield savings account.
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Here’s everything you need to know about opening a bank account online.
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These options are great places to stash money from a bonus, inheritance and more.
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Knowing bank holiday schedules can help you avoid delays on necessary transactions.
A friendly female customer service representative
These are the 10 largest credit unions in the United States based on assets.
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Consumers without a bank account face hurdles when trying to cash a check.
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Here’s how much $10,000 in a high-yield savings account can earn you.
Young woman working on a laptop
These financial products are very similar but have some key differences.
Business colleagues having a conversation
These options are great places to stash money from a bonus, inheritance and more.
Illustration of cash under a beach umbrella
Here’s how much $10,000 in a high-yield savings account can earn you.
female soldier and her husband use a banking app to check the state of their finances
Bank account budgeting tools make it easy to track your personal finances.
Man using tablet in coffee shop
Inflation can eat away at your purchasing power, if you’re not keeping up with it.
A man works on his laptop.
Several banks are offering high-yield savings accounts well above 4 percent APY.
Image of a large money bag in a shopping cart in front of a red downward pointing arrow.
More than half of Americans also say the U.S. economy is on the wrong track.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
woman working on her laptop at the kitchen table
CDs come in many varieties, making it easy to find one that meets your needs.
Illustration of calculator and stacks of cash
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
Illustration of a bar graph, moving down from left to right.
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
A woman ponders
Find out what happens to CDs that are set to mature.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Find the right business savings account to help your company’s money grow.
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Money market funds are available from several different brokers and fund managers.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
Outside view of a bank with American flag
Learn the key characteristics of certified checks and how they differ from other types of payments.
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Knowing your limit before making a purchase can help you make smarter decisions.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
This old-school way of paying is still in demand. Here’s everything you need to know.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.
Writing on check
Compare prices on paper checks before you place your next order.
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Here’s how these two bank fees compare and how to best avoid them.