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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

Editor's picks

Experts in all things banking

Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.

About Bankrate
Greg McBride

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Chief Financial Analyst

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Principal U.S. Economy Reporter

Mark Hamrick

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Over 1 in 4 workers are more worried about job security since 2025 began.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

Illustration of woman holding a briefcase in front of two bar graphs representing the deteriorating labor market
It’s a tale of two job markets: secure for job holders, recession-like for job seekers.
A father multi-tasks with his young son.
Savers, here are strategies to invest in CDs.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
An image of a pink piggy bank standing on top of a green and white striped rocket with smoke coming out of the end of the rocket.
Here’s everything you need to know about high-yield savings accounts.
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A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
Women checking amount in bank account passbook with bank statement
Here are a few different ways to see how much money you have in your bank account.
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Coins sitting around in an overloaded jar could be put to better use. Here’s how.
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Knowing bank holiday schedules can help you avoid delays on necessary transactions.
Senate building in Washington DC
The Consumer Financial Protection Bureau — a main line of defense against unfair banking practices — has been dramatically scaled back under the Trump administration. In May 2025, Congress overturned [...]
College students on graduation day, celebrating
Check out Bankrate’s savings picks to help you start off on a long financial future.
Compare the best high-yield savings rates as of September 15, 2025.
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Compare the best high-yield savings rates as of September 12, 2025.
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Compare the best high-yield savings rates as of September 11, 2025.
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Compare the best high-yield savings rates as of September 10, 2025.
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Knowing how these accounts work, and how they differ, can help better your finances.
Illustration of stack of money with headline that says best high-yield savings interest rates
Compare the best high-yield savings rates as of September 9, 2025.
A father multi-tasks with his young son.
Savers, here are strategies to invest in CDs.
stacks of coin with dollar bill
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Photo of Fed Chair Jerome Powell at a podium, holding his hands up.
The Federal Reserve lowered the federal funds rate by 25 basis points on Wednesday at the conclusion of its September meeting, marking the central bank’s first rate cut this year. For savers, that’s [...]
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Take a look at the days when CDs were offering investors double-digit returns.
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As the Fed is cutting interest rates, consider these certificates of deposit (CDs)
A woman does research online.
These CD specials help you earn more money on interest without taking on risk.
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Get the latest rates on top-yielding money market accounts.
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Money market funds are available from several different brokers and fund managers.
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Our top 5 picks scored highly for access, range of products and digital options.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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$10,000 high-yield savings vs. $10,000 money market account: Here’s which earns more
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These four types of bank accounts can help you meet your financial goals.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
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The best account to save your money will vary by your goal.
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Consumers without a bank account face hurdles when trying to cash a check.
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Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
An older couple reviews a bill.
Tired of paying fees? Here are seven ideas to get around paying them.
Young Woman Depositing Check With Smartphone
The amount of time for a check to clear can vary from check to check.
Family looking at their finances.
Early access to direct deposited funds can make managing your budget a bit easier.
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If you overdraw your account frequently, then overdraft protection could be a good way to avoid hefty overdraft fees.
Person using an ATM
Check out the 13 different types of checking accounts.