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Banking

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Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Illustration of two hands holding phones, sending physical gold coins to one another.

How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
woman working on a laptop
CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
lots of coins and cash in a pile
Coins sitting around in an overloaded jar could be put to better use. Here’s how.
sleeping child and grandma rest on travel adventure for family bonding
Saving for your grandchildren can help to minimize the financial burdens they face down the road.
Rainy day and emergency funds differ but together provide a sound financial plan.
Man using tablet PC while having coffee at cafe
Use these strategies to keep your deposits safe when they top FDIC limits.
Women checking amount in bank account passbook with bank statement
Here are a few different ways to see how much money you have in your bank account.
Daughter and father using mobile phone
Several banks continue to offer savings accounts well above 4 percent APY.
Father helps son with his homework
Experts warn the IRS may be hard-pressed to send out checks starting in July.
House Speaker Nancy Pelosi speaks during a news conference about the $1.9 trillion coronavirus relief bill.
All federal coronavirus unemployment programs are set to be extended through Sept. 6.
A person passes a closed storefront in Patchogue, New York
Billions of dollars worth of wrongful unemployment payments have been paid out during the pandemic.
A woman lounges on the beach.
Here’s how these funds can help you achieve your goals.
Capitol Hill in Washington, D.C.
Legislators will soon get to work on drawing up the next round of coronavirus relief.
Student works in college library
Taking a close look at your tax status will be especially vital if you’re still in school.
Joe Biden is sworn in as U.S. President as his wife Dr. Jill Biden stands beside him.
Carefully managing your finances will be crucial, even if more aid is around the corner.
President-elect Joe Biden addresses the nation about his plans to fight the coronavirus pandemic.
Biden’s $1.9 trillion relief bill proposal comes during the pandemic’s biggest inflection point yet.
woman working on a laptop
CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Coworkers discussing project and having work meeting
Here are differences between CDs and share certificates, and which one to choose.
Clocks are displayed across an image of a dollar bill.
Take a look at the days when CDs were offering investors double-digit returns.
stacks of coin with dollar bill
A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.
A long spiral staircase.
Step-up CDs can help you potentially earn a higher rate of return later on.
Illustration of safe with money
CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Woman looking at phone
Find the right business savings account to help your company’s money grow.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Woman online banking with a tablet
How Reg. D impacts your savings account and why it pays to check with your bank.
A man researches online.
Looking for a place to park your savings? Here’s why a MMA might be appealing.
Woman using mobile phone at the bar
These accounts sound similar, but there are some key differences to know.
A guide to mutual funds
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Spend money, pay bills, write checks or make fund transfers with a checking account.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
Outside view of a bank with American flag
Learn the key characteristics of certified checks and how they differ from other types of payments.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.
This old-school way of paying is still in demand. Here’s everything you need to know.
close up of hands signing a check
Checks aren’t as ubiquitous as they once were, but you may still have to write one.