Banking
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
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A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

The APY percentage shows how much an account earns per year. Here’s what you need to know.

You might not feel better about inflation because prices are still up post-pandemic.

Powell is concerned tariffs could lead to more inflation. This former Fed official has a different view.

Prices rise and fall all the time in the U.S. economy. It’s not always inflation.

Bank of America offers perks beyond basic banking, including museum passes, cash back deals and $300 new account bonuses.

CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

APYs on high-yield savings accounts remain competitive after Fed rate decision.

Get the latest rates on top-yielding money market accounts.

Learn six practical ways to safeguard your finances amid economic uncertainty, from strengthening banking security to finding better rates.

High-yield savings accounts remain a strong option for savers…for now.

Big banks pay just 0.01% APY while online banks offer 4.4%. Your $10,000 could earn $897 more over two years. Learn how to switch without changing banks.

Here’s a guide to saving $10,000 in one year to make yourself more financially secure.

Bankrate recaps the week in savings accounts and analyzes where rates are headed.

It’s a low interest rate environment, but there are ways to earn more on your money.

Single people and young families tend to have significantly less saved.

Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Savers, here are strategies to invest in CDs.

Here’s everything you need to know about brokered CDs.

If you think rates may rise again soon, a bump-up CD could be what you’re looking for.

Planning for retirement? Here’s what you need to know about IRA CDs.

Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.

Add-on CDs can offer more flexibility than a traditional CD.

Money market funds are available from several different brokers and fund managers.

Short answer? Yes. Here’s what you need to know.

Our top 5 picks scored highly for access, range of products and digital options.

Earn more on your business cash with high-yield accounts offering competitive APYs.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Business money market accounts offer higher yields while maintaining access to funds.

Find the right business savings account to help your company’s money grow.

Learn why you need to check your APY.

Bank of America offers perks beyond basic banking, including museum passes, cash back deals and $300 new account bonuses.

If you don’t have a bank account, check-cashing services offer access to your money, at a cost.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

We all use our checking accounts for the basic purposes — direct deposit of our paychecks, paying monthly bills and making debit card purchases. And while usually you’re seeing money leave your checking [...]

Here’s what you need to know if you’re considering a switch to business checking.

Stay on top of your money with the right balance between your checking and savings.

Check out the 13 different types of checking accounts.

There are several ways to deposit a check — some are simpler than others.