Banking
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How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
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A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.

The Fed has now gone six months without cutting interest rates.

Spend money, pay bills, write checks or make fund transfers with a checking account.

This Fed communication tool is important, but be cautious when interpreting it.

The Federal Reserve announced that it’s holding interest rates steady following its March 18-19 meeting.

Consider these four factors when choosing the right high-yield savings account.

The deadline has recently been extended, but you’re still going to want to act fast.

The HEROES Act is back, but it could be a non-starter for some Republicans.

In this election, many young voters remain unsure about at least one key issue.

The plan includes direct aid to taxpayers: $1,200 to individuals and $500 per child and dependent adult.

How much is too much? Here’s everything you need to know.

The study shows that the number of Americans with less emergency savings has ballooned since the crisis began.

Here’s what a proposed tax credit for travel could mean for you.

When it comes to handling a windfall, don’t rush it. You’re going to want to make a financial plan.

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Here are differences between CDs and share certificates, and which one to choose.

Take a look at the days when CDs were offering investors double-digit returns.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Step-up CDs can help you potentially earn a higher rate of return later on.

CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

Savers, here are strategies to invest in CDs.

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

Money market funds are available from several different brokers and fund managers.

How Reg. D impacts your savings account and why it pays to check with your bank.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

These accounts sound similar, but there are some key differences to know.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Consumers without a bank account face hurdles when trying to cash a check.

Learn the key characteristics of certified checks and how they differ from other types of payments.

Knowing your limit before making a purchase can help you make smarter decisions.

Finding the account number on a check is easy — if you know where to look.

This old-school way of paying is still in demand. Here’s everything you need to know.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Compare prices on paper checks before you place your next order.