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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

young man falling out of the sky along with various household items and cash
Businesses may now be starting to pass along higher costs from tariffs to consumers.
Person paying bills on laptop
Learn how to earn the highest interest rates on a savings account.
Woman reaching in to the air for cash
Prices rise and fall all the time in the U.S. economy. It’s not always inflation.
FDIC
Bankrate’s list of all the failed banks in every U.S. state from 2009 to 2025.
A graph showing an upward trend from 2025 to 2026. The trendline is made of cash
If you have $10,000 to invest in a CD right now, here’s how much you could earn.
Younger man in his 30s paying bills on his computer, with calculator, papers, bills, coffee and a pair of glasses on the table by his side.
Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.
Piggy bank in the green grass at sunset
Banks are increasing offerings of green accounts. Here’s what you need to know.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Young student works on college campus using her laptop
For the first time, adult dependents are eligible for a coronavirus stimulus check.
Father helps son with his homework
Experts warn the IRS may be hard-pressed to send out checks starting in July.
House Speaker Nancy Pelosi speaks during a news conference about the $1.9 trillion coronavirus relief bill.
All federal coronavirus unemployment programs are set to be extended through Sept. 6.
A person passes a closed storefront in Patchogue, New York
Billions of dollars worth of wrongful unemployment payments have been paid out during the pandemic.
A woman lounges on the beach.
Here’s how these funds can help you achieve your goals.
Capitol Hill in Washington, D.C.
Legislators will soon get to work on drawing up the next round of coronavirus relief.
Student works in college library
Taking a close look at your tax status will be especially vital if you’re still in school.
Joe Biden is sworn in as U.S. President as his wife Dr. Jill Biden stands beside him.
Carefully managing your finances will be crucial, even if more aid is around the corner.
A graph showing an upward trend from 2025 to 2026. The trendline is made of cash
If you have $10,000 to invest in a CD right now, here’s how much you could earn.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A large pile of cash next to a padlock
A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) above 4 percent on many nationally available CDs, while a select few financial institutions offer promotional [...]
woman working on a laptop
CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
Man working on laptop and cellphone simultaneously
If you’ve been thinking of getting a longer-term CD, you may want to make a move.
Coworkers discussing project and having work meeting
Here are differences between CDs and share certificates, and which one to choose.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
Person looking at smartphone
The best account to save your money will vary by your goal.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
Woman smiling at cash on a cloud
Lay away cash for an emergency or short-term goals with a money market mutual fund.
Man in home office online banking
These tips can help you manage your money more wisely and make you a bit richer.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Woman looking at phone
Find the right business savings account to help your company’s money grow.
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A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]
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Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.
Capital One Bank signage in New York City
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Spend money, pay bills, write checks or make fund transfers with a checking account.
close up of hands writing a check
Consumers without a bank account face hurdles when trying to cash a check.
Outside view of a bank with American flag
Learn the key characteristics of certified checks and how they differ from other types of payments.
woman sitting on her couch and looking at her phone and credit card
Knowing your limit before making a purchase can help you make smarter decisions.
Young Woman Checking Her Finances At Home
Finding the account number on a check is easy — if you know where to look.