Banking

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Here’s how multiple savings accounts can help you reach your financial goals.

One of the most ubiquitous signs in a bank is “Member FDIC.” Here’s what it means.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]

Top savings APYs remain above 4%, with plenty of account options to choose from.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Comparing savings rates can ensure you get the best return on your savings.

Get the latest rates on top-yielding money market accounts.

Sweepstakes winners used their $10,000 prize for practical (and fun) purposes.

Even the small victories add up over time when you’re living on a fixed income.

Budgeting on an irregular income is challenging, but it’s possible. Here’s how to do it.

Online banks offer a number of benefits, and they’re just as safe as brick-and-mortar banks.

Five winners won $10,000 each in Bankrate’s first Drop Your Debt Sweepstakes.

U.S. consumers see inflation as the biggest threat to improving personal finances.

It’s easy to get caught up in the holiday spirit and overspend. Here are ways to avoid that trap.

More than 3 in 5 Americans are worried about their incomes over the next six months.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) above 4 percent on many nationally available CDs, while a select few financial institutions offer promotional [...]

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Here are differences between CDs and share certificates, and which one to choose.

Take a look at the days when CDs were offering investors double-digit returns.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.

Money market funds are available from several different brokers and fund managers.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

A second-chance checking account is designed for those whose banking history may prevent them from opening a standard account. Those who apply for this account sometimes have past issues such as an unpaid [...]

Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Consumers without a bank account face hurdles when trying to cash a check.

Learn the key characteristics of certified checks and how they differ from other types of payments.

Knowing your limit before making a purchase can help you make smarter decisions.

Finding the account number on a check is easy — if you know where to look.