Banking
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How to open a certificate of deposit (CD)
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Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
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Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
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A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
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Latest articles

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Bankrate’s experts are reacting live to the Fed’s latest interest rate decision.

The Fed has now gone six months without cutting interest rates.

Spend money, pay bills, write checks or make fund transfers with a checking account.

This Fed communication tool is important, but be cautious when interpreting it.

The Federal Reserve announced that it’s holding interest rates steady following its March 18-19 meeting.

Consider these four factors when choosing the right high-yield savings account.

These options are great places to stash money from a bonus, inheritance and more.

Here’s how much $10,000 in a high-yield savings account can earn you.

Bank account budgeting tools make it easy to track your personal finances.

Inflation can eat away at your purchasing power, if you’re not keeping up with it.

Several banks are offering high-yield savings accounts well above 4 percent APY.

More than half of Americans also say the U.S. economy is on the wrong track.

Comparing savings rates can ensure you get the best return on your savings.

Get the latest rates on top-yielding money market accounts.

If you’ve been thinking of getting a longer-term CD, you may want to make a move.

Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

Here are differences between CDs and share certificates, and which one to choose.

Take a look at the days when CDs were offering investors double-digit returns.

A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

Step-up CDs can help you potentially earn a higher rate of return later on.

CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

Savers, here are strategies to invest in CDs.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

Expect savings and money market account yields to slide lower, but they still should outpace inflation

CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

Expect savings and money market account yields to slide lower, but they still should outpace inflation.

These four types of bank accounts can help you meet your financial goals.

These banks are good choices for nonprofits. Here’s how to find one that serves your organization well

Spend money, pay bills, write checks or make fund transfers with a checking account.

Consumers without a bank account face hurdles when trying to cash a check.

Learn the key characteristics of certified checks and how they differ from other types of payments.

Knowing your limit before making a purchase can help you make smarter decisions.

Finding the account number on a check is easy — if you know where to look.

This old-school way of paying is still in demand. Here’s everything you need to know.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.

Compare prices on paper checks before you place your next order.