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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Banking data studies

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Nearly 1 in 4 Americans have no emergency savings, according to a new Bankrate survey.
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A mid-year checkup is the most effective way to ensure my finances are on track.
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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
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How much money you keep at home depends on your personal situation, including your need for cash in everyday life as well as in an emergency situation. Some experts recommend keeping a minimal amount of [...]
Piggy bank with cash overflowing
Walk away with stacks of cash just for opening a checking or savings account.
A female bank teller helps a male customer at the bank counter.
Breaking up with your old bank need not be a heartbreaking process. Here’s how.
Fresh produce
With a bit of planning, you can reduce your grocery bill. Here’s how.
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Businesses may now be starting to pass along higher costs from tariffs to consumers.
Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank
Comparing savings rates can ensure you get the best return on your savings.
Financial manager meeting with couple in bank branch office
Get the latest rates on top-yielding money market accounts.
Fresh produce
With a bit of planning, you can reduce your grocery bill. Here’s how.
Person paying bills on laptop
Learn how to earn the highest interest rates on a savings account.
Younger man in his 30s paying bills on his computer, with calculator, papers, bills, coffee and a pair of glasses on the table by his side.
Tariff concerns will likely cause the Fed to hold rates steady at its July meeting.
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Here’s how multiple savings accounts can help you reach your financial goals.
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Top savings APYs remain above 4%, with plenty of account options to choose from.
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The best savings accounts for teenagers offer competitive rates and charge no fees.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
A graph showing an upward trend from 2025 to 2026. The trendline is made of cash
If you have $10,000 to invest in a CD right now, here’s how much you could earn.
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A one-year CD can be a safe and worthwhile option, especially turning to high-yielding online banks or credit unions.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
Currently, you can lock in annual percentage yields (APYs) on certificates of deposit (CDs) above 4 percent on many nationally available CDs, while a select few financial institutions offer promotional [...]
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CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.
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If you’ve been thinking of getting a longer-term CD, you may want to make a move.
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Here are differences between CDs and share certificates, and which one to choose.
A young female researches on her phone.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
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Money market funds are available from several different brokers and fund managers.
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The best account to save your money will vary by your goal.
Bank teller with customer
These credit unions offer great rates and top-notch features — and many make it easy to join.
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Lay away cash for an emergency or short-term goals with a money market mutual fund.
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These tips can help you manage your money more wisely and make you a bit richer.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
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Find the right business savings account to help your company’s money grow.
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There are various ways to earn rewards and maximize financial gains with a rewards checking account.
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Here’s what separates a share draft account from a checking account.
Mother and daughter smiling at smartphone
Let’s explore why you might want a checking account you can’t write checks from.
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Age and region are also factors in how much consumers pay in checking fees.