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Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

Explore banking basics

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How to open a certificate of deposit (CD)

Banking
Everything you need to know about opening an account.
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How to start saving (even if you’re starting from scratch)

Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
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How to transfer money from one bank to another: 4 ways

Banking
Keep fees in check when you shift money from one bank account to another.

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Experts in all things banking

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Chief Financial Analyst

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Principal U.S. Economy Reporter

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Senior Economic Analyst

Banking data studies

Money next to flashing sirens
Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.
Piggy bank with doctors equipment. Cute and comical
A mid-year checkup is the most effective way to ensure my finances are on track.
And elderly couple discussing HYSA options
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

Featured by names you know and trust

Latest articles

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ATM skimming is a type of payment card fraud. Here’s what you need to know to avoid it.
mother at bitcoin atm with toddler
Bitcoin ATMs are becoming increasingly popular. Here’s everything you need to know.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
Young man getting cash out of ATM
A look at the best ways to avoid paying such extra charges.
Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Woman sitting outside of restaurant looking at cell phone
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Woman working with business document and laptop on the table
It’s a low interest rate environment, but there are ways to earn more on your money.
Mom preparing financial paperwork at home while her child draws next to her
Single people and young families tend to have significantly less saved.
The APY percentage shows how much an account earns per year. Here’s what you need to know.
Woman sitting outside of restaurant looking at cell phone
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
Man using his tablet for online banking
Financial markets may drop lower, but APYs on high-yield savings remain high.
Women using digital tablet to check her finances at home office
Looking for a stable way to pay off your debts with money left to save? Read on.
Illustration of safe with money
If you have over $25,000 in your savings account, consider these strategies.
Easy mornings and working from home for this couple
Savings yields topping inflation could let you hold onto your purchasing power.
couple in the kitchen with bills
Here’s everything you need to know about brokered CDs.
Woman watering plants.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Woman Inserts Cash Into Wallet
If you think rates may rise again soon, a bump-up CD could be what you’re looking for.
Woman at laptop
Planning for retirement? Here’s what you need to know about IRA CDs.
Man using laptop in kitchen
Callable CDs can offer a higher yield than traditional CDs, but there’s a catch.
A man does research on his laptop.
Add-on CDs can offer more flexibility than a traditional CD.
woman working on her laptop at the kitchen table
CDs come in many varieties, making it easy to find one that meets your needs.
Illustration of calculator and stacks of cash
If you have $25,000 to invest in a CD right now, here’s how much you could earn.
A young woman researches on her phone at a cafe.
Short answer? Yes. Here’s what you need to know.
Man working on laptop and drinking coffee
Money market funds are available from several different brokers and fund managers.
woman at ATM
Our top 5 picks scored highly for access, range of products and digital options.
happy couple signing papers
Earn more on your business cash with high-yield accounts offering competitive APYs.
Ally Bank logo
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Business women discussing project at table in modern office
Business money market accounts offer higher yields while maintaining access to funds.
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Find the right business savings account to help your company’s money grow.
Person working at table with computer, drinking coffee and looking at smartphone
Learn why you need to check your APY.
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Knowing your limit before making a purchase can help you make smarter decisions.
A customer withdraws cash from an ATM.
Here’s why early direct deposit may work better for those looking to get paid in advance.
Person on a cellphone holding a credit card
There are various ways to earn rewards and maximize financial gains with a rewards checking account.
A person uses Trim to try to improve his financial health.
These tools can help you get bank fees refunded and prevent the next ding.
A middle aged adult woman happily balancing her checkbook
Here’s what separates a share draft account from a checking account.
Mother and daughter smiling at smartphone
Let’s explore why you might want a checking account you can’t write checks from.
Customer writing cheque at bank counter
Learn about common checking terms, from bounced checks to outstanding checks.
senior woman looking at paperwork in front of a computer
Age and region are also factors in how much consumers pay in checking fees.