Banking

From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.

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Everything you need to know about opening an account.

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Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

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Keep fees in check when you shift money from one bank account to another.

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The 10 largest credit unions in the US

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Banking data studies

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Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

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A mid-year checkup is the most effective way to ensure my finances are on track.

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Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.

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Latest articles

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Knowing bank holiday schedules can help you avoid delays on necessary transactions.

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These are the 10 largest credit unions in the United States based on assets.

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Consumers without a bank account face hurdles when trying to cash a check.

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Here’s how much $10,000 in a high-yield savings account can earn you.

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These financial products are very similar but have some key differences.

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Your money doesn’t just sit in the bank. Here’s what it’s been up to.

An image depicting parents and a small child sitting at a table with an open laptop, papers, and a calculator sitting on top of it. There is a large compass behind the parents and an arrow pointed to the upper right of the image.

High tariffs will make it harder for parents to afford the necessities — but don’t panic.

Older man with glasses sits on a couch next to a younger woman with curly hair. They are looking at official paperwork on a coffee table that also contains a calculator. There is an image of a large compass behind their heads and an blue arrow pointing from lower left to upper right.

Economic uncertainty is making it harder for low-income Americans save.

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Here’s how much $10,000 in a high-yield savings account can earn you.

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Bank account budgeting tools make it easy to track your personal finances.

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Inflation can eat away at your purchasing power, if you’re not keeping up with it.

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Several banks are offering high-yield savings accounts well above 4 percent APY.

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More than half of Americans also say the U.S. economy is on the wrong track.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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Get the latest rates on top-yielding money market accounts.

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It’s important to find the right accounts for your emergency savings.

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Here are differences between CDs and share certificates, and which one to choose.

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Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.

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Take a look at the days when CDs were offering investors double-digit returns.

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A CD ladder lets savers benefit from higher rates without locking up all your money in long-term CDs.

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Step-up CDs can help you potentially earn a higher rate of return later on.

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CD rates may seem attractive, but in 2025’s uncertain environment, they create a lose-lose scenario that could cost you money.

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Savers, here are strategies to invest in CDs.

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Here’s everything you need to know about brokered CDs.

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These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

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Find the right business savings account to help your company’s money grow.

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Money market funds are available from several different brokers and fund managers.

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How Reg. D impacts your savings account and why it pays to check with your bank.

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Looking for a place to park your savings? Here’s why a MMA might be appealing.

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These accounts sound similar, but there are some key differences to know.

A guide to mutual funds

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

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Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.

Person using credit card at laptop

Here’s what you need to know about interest checking accounts.

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We list seven ways to endorse a check and how to process it correctly and securely.

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Balancing your checking account may sound dated, but it still makes sense.

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Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Young couple paying bills online

Online bill pay can add convenience and security to managing your routine bills.

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Depositing cash into someone’s account isn’t always possible, but there are options.

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The rule provides a framework for settling unauthorized debit-card transactions.