Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics

How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.

How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.

How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks

Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About Bankrate
Chief Financial Analyst

Principal U.S. Economy Reporter

Senior Economic Analyst
Banking data studies

Over 1 in 3 people tapped emergency savings in the past year, per a new Bankrate survey.

I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.

Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

CDs can be a useful tool to save, but make sure to shop around for the right kind and bank for you.

Coins sitting around in an overloaded jar could be put to better use. Here’s how.

Saving for your grandchildren can help to minimize the financial burdens they face down the road.

Rainy day and emergency funds differ but together provide a sound financial plan.

Use these strategies to keep your deposits safe when they top FDIC limits.

Here are a few different ways to see how much money you have in your bank account.

Several banks continue to offer savings accounts well above 4 percent APY.

Saving for your grandchildren can help to minimize the financial burdens they face down the road.

Rainy day and emergency funds differ but together provide a sound financial plan.

Use these strategies to keep your deposits safe when they top FDIC limits.

Several banks continue to offer savings accounts well above 4 percent APY.

These options are great places to stash money from a bonus, inheritance and more.

Here’s how much $10,000 in a high-yield savings account can earn you.

Bank account budgeting tools make it easy to track your personal finances.

Inflation can eat away at your purchasing power, if you’re not keeping up with it.

Sometimes paying an early withdrawal penalty on a CD isn’t a bad idea.

If you have $10,000 to invest in a CD right now, here’s how much you could earn.

It’s important to weigh your options after missing your CD’s maturity date.

As the Fed is cutting interest rates, consider these certificates of deposit (CDs)

Find out which CD term is best for your financial goals in a lower rate environment.

Know the two major benefits of opening a CD now, even as interest rates decline.

All CDs have one thing in common: They’re among the safest places to park your cash.

Learn how CD ladders and partial withdrawals can be used to fund emergency savings.

These tips can help you manage your money more wisely and make you a bit richer.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Find the right business savings account to help your company’s money grow.

Money market funds are available from several different brokers and fund managers.

How Reg. D impacts your savings account and why it pays to check with your bank.

Looking for a place to park your savings? Here’s why a MMA might be appealing.

These accounts sound similar, but there are some key differences to know.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Banks are cutting overdraft fees in response to consumers and regulators’ demands.

Spend money, pay bills, write checks or make fund transfers with a checking account.

Consumers without a bank account face hurdles when trying to cash a check.

Learn the key characteristics of certified checks and how they differ from other types of payments.

Knowing your limit before making a purchase can help you make smarter decisions.

Finding the account number on a check is easy — if you know where to look.

This old-school way of paying is still in demand. Here’s everything you need to know.

Checks aren’t as ubiquitous as they once were, but you may still have to write one.