Banking
From savings account details to bank reviews, economic insights and more — Bankrate offers valuable information and advice for you.
Explore banking basics
How to open a certificate of deposit (CD)
Banking
Everything you need to know about opening an account.
How to start saving (even if you’re starting from scratch)
Banking
Getting into the habit of paying yourself first is hard. Here are some ideas to help you start.
How to transfer money from one bank to another: 4 ways
Banking
Keep fees in check when you shift money from one bank account to another.
Find more resources
Editor's picks
Experts in all things banking
Our expert reporters and editors bring the news and analysis you need—backed by data and firsthand experience.
About BankrateChief Financial Analyst
Principal U.S. Economy Reporter
Senior Economic Analyst
Banking data studies
If you’re struggling to pay off debt and build savings, you’re not alone.
I’m a personal finance reporter — here’s how I did a mid-year financial checkup in under an hour
Banking
A mid-year checkup is the most effective way to ensure my finances are on track.
Two-thirds of American savers say they’re earning rates below 4% APY. Here’s why.
Featured by names you know and trust
Latest articles
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Step-up CDs can help you potentially earn a higher rate of return later on.
Find out which CD term is best for your financial goals in a lower rate environment.
Comparing savings rates can ensure you get the best return on your savings.
Check out the latest CD rates from Bankrate’s weekly survey of banks and thrifts.
Here are some smart ways to protect yourself if your digital bank account stops working.
If you have $2,500 to invest in a CD right now, here’s how much you could earn.
The smartphone in your hand can help you better manage your money.
Comparing savings rates can ensure you get the best return on your savings.
How to save on baby costs and avoid common financial mistakes made by new parents.
A savings account is a good tool for teaching children financial basics and responsibility.
Learn some of the best strategies for saving for either your short- or long-term goals.
Setting aside pretax dollars in an HSA can help you defray future medical costs.
These six simple moves can help you build a cash cushion.
Savings yields topping inflation could let you hold onto your purchasing power.
Here are some places to look for a source of funds.
Money market funds are available from several different brokers and fund managers.
These accounts sound similar, but there are some key differences to know.
CD terms can range from three months to five years. Learn which one is right for you.
Here’s everything you need to know about no-penalty CDs.
How Reg. D impacts your savings account and why it pays to check with your bank.
Not sure how to get started investing with mutual funds? We’ll help you understand the basics.
Ally’s money market account offers a high APY, no minimum deposit or monthly fee.
Lay away cash for an emergency or short-term goals with a money market mutual fund.
Banks are cutting overdraft fees in response to consumers and regulators’ demands.
Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.
Not paying fees and an easy way to bank should all be priorities. Here are some of our favorites.
Online checking accounts stand out for different features. Here’s our top picks.
Online bill pay can add convenience and security to managing your routine bills.
Depositing cash into someone’s account isn’t always possible, but there are options.
The rule provides a framework for settling unauthorized debit-card transactions.
Here are easy actions you can take to avoid the fee of get it waived.