Insurance is complicated. We simplify the numbers to help you make the decisions that your future self will thank you for.
— Morgan Chelsea Lanier
Morgan Chelsea Lanier has been an insurance editor for Bankrate since 2020. Using her eight years of experience in market research and data analysis, she works hard to understand her readers’ needs and bring data insights that provide accurate and straightforward answers to insurance questions. She firmly believes that all data tells a story – and she wants to bring that story to her readers.
When she is not busy editing auto, home and life insurance articles, Morgan travels abroad to collect passport stamps. She also reads pretty much any book she can get her hands on and bakes anything her friends and family will eat.
Morgan earned her bachelor’s degree in political communication from Swansea University in Wales (United Kingdom) and dreams of one day pursuing her Ph.D.
Insurance is complicated. We simplify the numbers to help you make the decisions that your future self will thank you for.
— Morgan Chelsea Lanier
Missouri homeowners pay well above the national average for home insurance, mainly because the state is prone to natural disasters. This increased risk makes it even more critical to choose the right insurance company.
In Nevada two types of homeowners insurance are essential: earthquake and flood. Nevada is home to numerous fault lines that run throughout the state, meaning no part of it is immune to tremors throughout the year.
In 2020, there were 25,890 drivers involved in accidents in the state of South Dakota. In South Dakota, every driver is required to carry a minimum amount of auto insurance. The average South Dakota driver will pay $1,668 per year for a full coverage insurance policy and $278 per year for a minimum coverage insurance policy.
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