Despite the steep annual fee, this Hilton loyalist card’s perks and rewards offset it.
- Credit cards
- Banking products
- The College of Wooster
- Featured work in USA Today, NextAdvisor, The Points Guy, Business Insider and FlyerTalk
- Over a decade of experience in the financial industry
- Winner of two APTRA awards in his previous work of television news
Joe Cortez is a personal finance journalist contributing to Bankrate with a decade of experience as a financial journalist and over a decade of experience in the financial industry as a whole.
Cortez brings an insider knowledge of how airline miles, travel points and cash back work together to drive rewards for cardholders. He is a member of the U.S. Travel Insurance Association, the Society for Professional Journalists, the National Association of Hispanic Journalists and the Radio-Television-Digital News Association. Prior to his work in financial journalism, Cortez worked in television news where he won two APTRA awards for the best overall newscast and breaking news coverage.
Joe's Latest Articles
13 min read Sep 22, 2022
The U.S. Bank Altitude Go Card offers more cash back rewards than travel.10 min read Sep 22, 2022
United Airlines customers who are looking for value from checked bags and rebates get the most value from the United Quest Card.10 min read Aug 29, 2022
Learn about Bank of America’s invite-only, tiered incentive program.8 min read Jun 07, 2022
This card combines the low interest rates of a credit union with the gains of a reward credit card.9 min read May 09, 2022
The best card depends on your spending habits and personal preferences.8 min read Jan 21, 2022
Before you start applying, be sure to have a plan on how to use the rewards earned with a co-branded card.6 min read Dec 07, 2021
This travel card has a three-tier awards chart, generous sign-up bonus and practical bonus categories.6 min read Aug 30, 2021