Jay MacDonald has been a contributing editor at Bankrate for more than a decade, infusing humor and human interest into a broad range of personal finance topics. A professional writer from age 16, he previously served as a reporter and editor for United Press International in Chicago and Seattle, an account executive for the Southeast division of Hill & Knowlton Public Relations in Atlanta and a media specialist for Honeywell Commercial Aviation Systems in Phoenix. His work has been honored with numerous awards from the Society of Professional Journalists, the International Association of Business Communicators, the Society of American Business Editors and Writers, and Forbes Best of Web. He received a Bachelor of Science degree with honors in Journalism from the University of Colorado at Boulder, where he was the recipient of the Johnson Journalism Scholarship. A native of Seattle, Jay makes his home on an inlet of Tampa Bay, Fla.