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BANKRATE.COM
News, tips and advice to compare mortgage rates, home equity loans, CDs, car loans, credit cards and money market accounts
RATE UPDATE The average 5-year CD yield is now 3.39 percent, up 29 basis points since June 4. Search highest CD yields.

Guaranteed yields on savings accounts surge
CHECKING & SAVINGS
Guaranteed yields on
savings accounts surge
Banks looking to attract new deposits are bucking the low-rate trend -- you just have to know where to look.
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    30 yr fixed mtg 6.25% 6.27%
    15 yr fixed mtg 5.77% 5.84%
    5/1 ARM 5.58% 5.70%
    30 yr fixed jumbo mtg 7.30% 7.38%
    5/1 jumbo ARM 6.25% 6.38%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    $30K HELOC 4.65% 4.65%
    $50K HELOC 4.18% 4.18%
    $30K Home Equity Loan 7.87% 7.84%
    $50K Home Equity Loan 7.79% 7.76%
    $75K Home Equity Loan 7.83% 7.80%
    Rates may include points
    To compare local rates enter ZIP code:
    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    36 month new car loan 6.80% 6.80%
    48 month new car loan 6.84% 6.83%
    60 month new car loan 6.49% 6.48%
    72 month new car loan 6.32% 6.32%
    36 month used car loan 7.14% 7.14%
    Rates may include points
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    NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
    6 month CD 2.99% 2.92%
    1 yr CD 3.37% 3.28%
    5 yr CD 3.96% 3.88%
    1 yr IRA CD 3.05% 2.92%
    5 yr IRA CD 3.71% 3.70%
    Rates may include points

    COMPARE RATES
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    TIP OF THE DAY
    Credit cards can be a lifesaver on vacation, but all those little fees add up. Charge smartly with these tips.
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    CALCULATORS
    Can a new mortgage help? Calculate your payment. Earnings to the penny The range of all three scores Amortization & payment
    SPOTLIGHT

    AVOID
    FORECLOSURE
    As mortgages reset and payments jump, here's
    how to keep your home.
    SPECIAL SERIES


    NEWS THIS WEEK
    Remember down payments? They're back in vogue with home lenders. Here's what you can do to come up with the cash. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Retiring boomers will drain billions of tax dollars from the economy. What will employers do to keep them working? You don't have to retire. Follow these steps and you're sure to stay shackled to a job till your last gasp. Even a slowing economy offers a silver lining if you know where to look. Here are some benefits of a recession.
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