Fall 2001 Checking Account Pricing Study

Checking Study -- Fall 2001

Bankrate's semiannual Checking Account Pricing Study looked at what the 10 largest institutions in each of the 35 largest U.S. markets offer in consumer checking accounts.
Researchers from Bankrate.com gathered comprehensive rate, fee and policy information from 350 institutions and 1,276 separate accounts. Here's what we found.

See the most recent version of the checking study.

The Stories
MAIN: Checking fees march skyward
	Bankrate's semiannual study reveals how the privilege of accessing your money with a check keeps getting more costly.

PLUS: ATMs rise in price
	We look at average ATM fees and add them up: Americans plunk down more than $2.2 billion a year for the privilege of using ATMs.

AND: Where's the virtue in virtual?
	Virtual banks used to be the low-cost banking alternative, but they're rapidly raising their fees.

AND: Study highlights
	A summary of key findings from Bankrate's exclusive Checking Account Study.


	The Charts

	Find the best checking account for you

	Since we all use our checking accounts differently, we've broken down our checking study data into three consumer profiles: Transactors: Maintain a $1,500 balance, make 25 transactions a month and pay one NSF fee a year. Savers: Maintain a $1,500 balance, make 12 transactions a month and pay no NSF fees. Typicals: Maintain a $1,500 balance and make 12 transactions a month and pay one NSF fee a year. On the next page, select your area and the checking category and hit 'Go,' then click on the profile that best fits your checking activity to find the best account for you. You can also use the search to find the best ATM and debit card deals in your area.

See Also

•	MAIN: Checking fees march skyward
•	ATMs rise in price
•	Where's the virtue in virtual?
•	Study highlights
•	CHARTS: Find the best checking account for you

Checking and Savings

Compare today's rates

NATIONAL OVERNIGHT AVERAGES

Interest checking	0.58%
MMA	1.04%
$10K MMA	1.13%

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