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Untitled Document
Top 20 frugal $ense tips
Here are the 20 best tips culled from your entries in this month's Frugal $ense contest. Click on any of the links to read a tip and rate it. You may rate as many tips as you'd like, but please only once per tip. See rules.

The tip with the highest average at the end of the month earns the tipster $100!

Aldra Robinson, of Long Beach, Calif., won $100, for her tip, which was rated No. 1 by Bankrate readers last month. For more information on this tip and its author, read our interview with the Frugal $ense contest winner.
 

Winning tip:

Get fit for free using the Internet
"After the holidays, gym memberships get more expensive as folks try to work off those holiday pounds. But you don't have to spend a dime to get fit using a customized plan. Sites like MarineCorpsFitness.com, One Hundred Pushups and Two Hundred Sit Ups provide formal programs at no cost and don't require any elaborate equipment."

Top 20 money-saving tips
TELEPHONE
 Not ready to dump the land line .. save by dumping long distance!

ENTERTAINMENT
 Beverages
 Have a wish list? Wishes can come true – if you look

AUTOS
 No debit at gas pumps
 Auto dealers are cheaper than locksmiths!

MISCELLANEOUS
 Paper cost
 Watch batteries will last forever
 Sign up for free samples
 Ask for discounts and offer cash
 Buying Greeting Cards in Bulk
 Low Cost Beauty Salon Services

HOUSE
 Don't spend extra for glass cleaner
 Start With Your Hair...
 Good used furniture
 
ENERGY
 Energy $avings
SAVINGS
 Save on baby's first year expenses
 GETTING TWICE THE LIFE FROM YOUR CLOTHING
 Planning vacation on school out days
GROCERIES
 Soapy Savings

BILL PAYMENT
 Save on medical costs
 

Enter the contest
Enter your money-saving tip now -- you could win $100! Submit your tip

More money-saving tips
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Compare Rates
NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg 5.06%
48 month new car loan 6.59%
1 yr CD 1.19%
Rates may include points
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