Currency conversion fees: ATMs and debit cards

Editors' note: Please also see our newest story on the topic of currency conversion.

Using a debit card or ATM card overseas is getting more expensive. Some major banks are charging 2-percent fees on debit card purchases made outside the United States on top of the 1-percent currency-exchange fees levied by Visa and MasterCard.

Here's a look at the overseas fee policies of some of the nation's largest banks, excluding the traditional 1-percent fees from Visa and MasterCard:

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Financial institution	Fee for overseas debit card purchase	Fee for overseas ATM withdrawal
Bank of America	2%	2% fee and a $1.50 to $3 fee if customer uses ATM outside Global ATM Alliance.
Citibank	1%	Fee varies based on customer account.
Bank One	2%	$1.50
Wells Fargo	2%	$2
SunTrust	none	$1.50
First Union	none	$1.50
U.S. Bank	2%	$1.50 to $2
National City	none	$1.50