Back-to-school quiz

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Test your student and debt knowledge

Take our test to see how fiscally smart you are about credit and credit cards.

	Do you believe ...	Yes	No
1.	The average college undergrad has more than $1,000 in credit card debt.
2.	The four factors that push students into consumer debt are wine, whiskey, fast living and slow horses.
3.	The best way to reduce your credit card debt is to cut and save coupons.
4.	Although they think they're always broke, American college students in fact have more than $10 billion to spend.
5.	Less than 50 percent of students say they pay their credit card balance in full and on time each month.
6.	For the best deal in a student credit card, stop over to see Three Fingers Vinny down at the corner of Fifth and Main.
7.	Banks really hate it when you bounce a check.
8.	All banks offer pretty much the same services and charge the same fees.
9.	When the inevitable emergency occurs and the folks need to wire money fast, it doesn't make much difference what method they use.
10.	Things aren't that bad. In a recent financial literacy test of public school 12th graders, the average participant answered 75 percent of the questions correctly.

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