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Select a product below to search for the best rates in your area for mortgages. Bankrate overnight average rates are collected from a weekly survey of thousands of banks in more than 550 markets across all 50 states.

Mortgages
Type Rate +/- Chart
30 yr fixed mtg 5.38% Graph the three month trend
30 yr fixed jumbo mtg 6.50% Graph the three month trend
30 yr FHA mtg 5.99% Graph the three month trend
20 yr fixed mtg 5.66% Graph the three month trend
15 yr fixed mtg 4.85% Graph the three month trend
15 yr fixed jumbo mtg 6.05% Graph the three month trend
10 yr fixed mtg 4.67% Graph the three month trend
3/1 ARM 5.43% Graph the three month trend
3/1 ARM (interest only) 5.61% Graph the three month trend
5/1 ARM 4.79% Graph the three month trend
5/1 ARM (interest only) 4.99% Graph the three month trend
5/1 jumbo ARM (interest only) 5.31% Graph the three month trend
7/1 ARM 5.04% Graph the three month trend
10/1 ARM 5.68% Graph the three month trend
 Rates in your state

Mortgage Refinance
Type Rate +/- Chart
30 Yr Fixed Mtg Refinance 5.39% Graph the three month trend
20 Yr Fixed Mtg Refinance 5.73% Graph the three month trend
15 Yr Fixed Mtg Refinance 4.90% Graph the three month trend
10 Yr Fixed Mtg Refinance 4.69% Graph the three month trend
1/1 ARM Refinance 4.34% Graph the three month trend
15 YR Jumbo Refinance 6.21% Graph the three month trend
30 YR Jumbo Refinance 6.60% Graph the three month trend
3/1 ARM Refinance 5.46% Graph the three month trend
3/1 ARM Refinance (Interest Only) 5.55% Graph the three month trend
5/1 ARM Refinance 4.73% Graph the three month trend
5/1 ARM Refinance (Interest Only) 4.97% Graph the three month trend
5/1 Jumbo ARM Refinance 5.20% Graph the three month trend
5/1 Jumbo ARM Refinance (Interest Only) 5.33% Graph the three month trend
7/1 ARM Refinance 4.94% Graph the three month trend
10/1 ARM Refinance 5.66% Graph the three month trend
Rates in your state
National Mortgage Rates
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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