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Select a product below to search for the best rates in your area for mortgages. Bankrate overnight average rates are collected from a weekly survey of thousands of banks in more than 550 markets across all 50 states.

Mortgages
Type Rate +/- Chart
30 yr fixed mtg 5.74% Graph the three month trend
30 yr fixed jumbo mtg 6.95% Graph the three month trend
30 yr FHA mtg 6.08% Graph the three month trend
20 yr fixed mtg 5.71% Graph the three month trend
15 yr fixed mtg 5.33% Graph the three month trend
15 yr fixed jumbo mtg 6.37% Graph the three month trend
10 yr fixed mtg 5.32% Graph the three month trend
3/1 ARM 5.14% Graph the three month trend
3/1 ARM (interest only) 5.07% Graph the three month trend
5/1 ARM 5.19% Graph the three month trend
5/1 ARM (interest only) 5.24% Graph the three month trend
5/1 jumbo ARM (interest only) 6.16% Graph the three month trend
7/1 ARM 5.39% Graph the three month trend
10/1 ARM 5.79% Graph the three month trend
 Rates in your state

Mortgage Refinance
Type Rate +/- Chart
30 Yr Fixed Mtg Refinance 5.72% Graph the three month trend
20 Yr Fixed Mtg Refinance 5.68% Graph the three month trend
15 Yr Fixed Mtg Refinance 5.31% Graph the three month trend
10 Yr Fixed Mtg Refinance 5.31% Graph the three month trend
1/1 ARM Refinance 5.51% Graph the three month trend
15 YR Jumbo Refinance 6.39% Graph the three month trend
30 YR Jumbo Refinance 7.02% Graph the three month trend
3/1 ARM Refinance 5.05% Graph the three month trend
3/1 ARM Refinance (Interest Only) 5.08% Graph the three month trend
5/1 ARM Refinance 5.13% Graph the three month trend
5/1 ARM Refinance (Interest Only) 5.20% Graph the three month trend
5/1 Jumbo ARM Refinance 6.06% Graph the three month trend
5/1 Jumbo ARM Refinance (Interest Only) 6.07% Graph the three month trend
7/1 ARM Refinance 5.33% Graph the three month trend
10/1 ARM Refinance 5.72% Graph the three month trend
Rates in your state
National Mortgage Rates
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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