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Interest rates: credit unions vs. banks
By Bankrate.com

Interest rates: credit unions vs. banks*
	Credit unions	Banks	Thrifts
30-year fixed mortgage	5.99%	6.37%	5.96%
$30,000 HELOC	4.87%	5.95%	5.27%
1-year CD	3.23%	2.27%	2.67%
*Averages are based on data compiled Source: Bankrate.com Research

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Bankrate.com's corrections policy

See Also

•	Credit union glossary
•	Search for credit union car loans
•	Search for credit union mortgage rates
•	More credit union stories


	30 yr fixed mtg	5.97%
	48 month new car loan	6.83%
	1 yr CD	3.63%

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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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