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(See example) Overnight Averages*
  Click here to check the mortgage refi rates in your state
30 yr fixed mtg refi Graph the three month trend
15 yr fixed mtg refi Graph the three month trend
5/1 ARM refi Graph the three month trend
30 yr jumbo fixed mtg refi Graph the three month trend
5/1 jumbo ARM refi Graph the three month trend
More overnight averages

1. What will you save?
Our mortgage refinancing calculator will show you how much you'll save by refinancing.
2. Where rates are now
Weekly survey: Mortgage rates flatten -- Rates pause in their ascent. The question now is, should borrowers lock.
PLUS: Average rates and point in top 10 markets
3. Where rates are going
Find out which way mortgage rates are headed from our panel of experts with our Mortgage Rate Trend Index
4. Rates offered in your city
What are today's mortgage refinancing rates in your area?
5. FAQ about refis
Check out this roundup of questions and answers on refinancing strategies from our experts.

MORTGAGE-REFINANCE CATEGORIES

NEWS
2004 Home Buying Guide -- Whether you're a first-time buyer or a home-swapping veteran there's plenty of valuable information packed into Bankrate's new guide.

Bad loan? Back out of the deal, fast -- The little-known "right of rescission" gives you the right to back out of home equity loans, HELOCs and mortgage refis, but only if you act quickly.

Refinancing: Not booming, but still hot -- Even though the boom is over, there are still plenty of reasons left to refi.

Four steps to a stress-free refi -- Know why you want to refinance, provide paperwork promptly, lock long and keep in touch (but not too much).

8 must-ask mortgage and refi questions -- Don't stop shopping when you hear a rate you like. PLUS: FAQs about refinancing.

Q&A
Financing construction of a new home
Refinancing to pay off loans and college expenses
Does it pay to refinance with a 15-year mortgage?
What is cash-out refinancing?
Should I refinance my mortgage or get a home equity loan?
Which is better: a 10-year line of credit at a variable rate, a 20-year fixed-rate home equity loan or a cash-out refinance?
Once a person gets a mortgage, is there a length of time they have to wait before they can refinance?
With the new lower interest rates, is it worth refinancing?
How do these loans work and is it a good idea?
I'd like to refinance our home and take cash out to pay off loans and credit card bills and end up with additional cash to invest in property. Which is the wiser choice?
MORE
When not to refinance -- Even in a low-rate environment, there are plenty of reasons a borrower may want to sit tight.

Timing a refinance to save money -- Choosing the right time to refinance can trim the amount of overlapping interest you pay.

When refinancing activity booms, watch out for mortgage tricks -- Busy lenders tend to make more mistakes. Here's what to watch for.

Original lender may be the best source for refinancing -- They have all your information already, so you may save on fees.

Is your refi rate as good as new? -- If you're refinancing, check to make sure your rate is as good as the one a new buyer gets.

Cash-out refinancing vs. home equity loans -- Learn the difference: Both tap equity, but in different ways.

More refinance stories

FEATURED STORIES

Mortgage Rates and Mortgages Checkup Mortgage Checkup -- Here's how to look 'under the hood' of your mortgage -- you may be able to get rid of PMI, refinance or tap your equity.
..........................................
What will refinancing do for you? -- Three homeowners tell their refi stories.
..........................................
Refinancing can mean new rules with new rate -- Sure, change is good. But switching from one mortgage company to another can be downright traumatic.
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See also
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Track prime rate/other leading rates
Search mortgage stories
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30 yr fixed mtg 5.82%
48 month new car loan 6.79%
1 yr CD 3.04%
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MORTGAGE QUESTIONS?
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

Bankrate.com ®, Copyright © 2008 Bankrate, Inc., All Rights Reserved, Terms of Use.

News & Advice | Compare Rates | Calculators
About Bankrate | Privacy | Online Media Kit | Partnerships | Investor Relations | Press/Broadcast | Contact Us | Sitemap
NASDAQ: RATE | RSS Feeds | Order Rate Data | Bankrate Canada | Bankrate China

* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

Bankrate.com ®, Copyright © 2008 Bankrate, Inc., All Rights Reserved, Terms of Use.

© copyright 1997 - 2007 ThirdAge Inc. All rights reserved.