|
 Focus
on debt
By
Bankrate.com
Unload
your bad debt
Don't accrue debt on items that devalue, such as food, entertainment,
clothing and furniture. It could also be a car payment that
swallows up too much of your income. Put a cap on your debt
load, and work hard to get rid of any debt you have. Learn
to live within your means.
Links:
7
steps for building financial fitness, Controling
your credit history, Live
below your means: Control vs. competence, How
to retire credit card debt, Cut
credit card fees, Drowning
in credit card debt, Repaying
student loans: Slow is OK, but never stop
Check your
credit report
Most credit reports contain errors. Since what it says about
you matters, make sure what it says is accurate. Your credit
score affects lending decisions, from credit cards to auto
loans to mortgages. It can even determine whether you'll be
able to rent an apartment, get competitive insurance rates
or even get a job. A bad credit report costs money and convenience.
Links:
FICO
-- friend or foe?, Get
your credit report free under the right circumstances,
Getting
all your credit history reported, Loan
surfing hurts credit, Dealing
with lousy credit, Rejuvenate
credit by re-aging your account, Vigilance
best option to fight identity theft, ID
protection tips from the real 'Catch Me If You Can' man,
The
fallacy of fraud alerts
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