| Who
to turn to 15
signs you need debt-reduction help -- These signals let you know it's time
to call in a financial fitness expert. Falling
behind? Call your mortgage lender -- If a job loss or other financial crisis
hits, don't hide from your mortgage company. Most would rather work with you than
foreclose. What to look for
How to pick
a credit counseling firm -- You're going to be letting them handle your money.
Choose wisely. What
to ask a credit counselor -- It's a big decision, so make sure you ask the
right questions before you sign up. Do
I need professional debt help? -- Our experts examine the most frequently
asked questions such as when you need it and how to find it. Advance
fee scams: The big con -- Vulnerable consumers are falling prey to Canadian
con artists promising loans to pay off debts and rebuild credit. | 
