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Once you settle on a card, do everything
you can to play by the rules. Bankrate.com offers the following
tips for avoiding late payment fees.
Follow payment guidelines as outlined by
the issuer on the back of each credit card bill.
Use the preprinted envelope provided by the
credit card company.
Include the billing coupon, and be sure to
write the amount being paid in the box provided.
Make sure checks are legible and the payment
amount is correct.
Sign the check. Write the credit card account
number on the check.
Send payment with proper postage at least
one week in advance of the due date to the payment address requested
by the issuer.
Consider online bill paying. Issuers, including
Discover, American Express and First USA, accept online payments.
If the due date is looming, consider sending
the payment by express mail or wiring the payment with Western
Union. These express services may prove cheaper than paying a
late fee.
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