Rent or buy a home?

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Buy or rent your next home

For some people, buying their home makes the most sense, and for others, renting is best. To determine which is right for you, you first need to determine whether you can afford to buy. Then you need to consider other factors, including the time you'll stay in your new home, the home's prospects for appreciation and taxes. Just answer the following questions and we'll advise you on what seems best for you.

First, we'll consider whether you can afford to buy a home right now.

Which best describes your access to a down payment?
I have no savings and no access to a lump sum.
I have some savings, access to a modest lump sum, or both.
I have access to a substantial amount of money.

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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.