function trackLink(obj,svy_inst_uid,st,mkt,prod,amt,rate,pos,web,ht,offmatica)
{
            var s_brm=s_gi('bnk30livejs');
            //var s_brm=s_gi('bnk30devjs');
            s_brm.eVar36=converToLowerCase(svy_inst_uid);
            s_brm.eVar40=converToLowerCase(st);
            s_brm.eVar41=converToLowerCase(mkt);
            s_brm.eVar38=converToLowerCase(pos);
            //s_brm.eVar1=converToLowerCase(web);
            s_brm.eVar42=converToLowerCase(prod);
            s_brm.eVar39=converToLowerCase(ht);
            
            s_brm.products="CCR;p_"+prod.toLowerCase()+";1;"+amt.toLowerCase();
            s_brm.events="event6,purchase";
            s_brm.purchaseID = Math.round(Math.random() * 10000000).toString() + new Date().getTime();
            if (typeof (obj) == "undefined" || obj == null) {
            	if (document.forms.length > 0) {
            		obj = document.forms[0];
            	}
            }
            s_brm.tl(obj, 'o', 'Lender Referral');
}

function trackLinkNew(pObj, psvyUid,  pSt, pMkt, pprodUid, pAmt, pApr, pPos, pWeb, plinkType, pofferID, poffermaticaID, padvType, ppageNo, pChannel,pCFPersonID)
{
    var s_brm=s_gi('bnk30livejs');
    //var s_brm=s_gi('bnk30devjs');
    
    if ((trim(psvyUid) == "") || (trim(psvyUid) = ""))
        s_brm.eVar36=converToLowerCase(pCFPersonID);    //CFP Person ID
    else
        s_brm.eVar36=converToLowerCase(psvyUid);    //campaign (discover, chase etc), svy_inst_uid
    
    s_brm.eVar40=converToLowerCase(pSt);            //state
    s_brm.eVar41=converToLowerCase(pMkt);           //market
    s_brm.eVar39=converToLowerCase(plinkType);      //link type (phone, hyper link etc)
    s_brm.eVar38=converToLowerCase(pPos);           //position
    //s_brm.eVar1=converToLowerCase(pWeb);            //web, co-brand, partner etc
    s_brm.eVar42=converToLowerCase(pprodUid);       //product id (30 yr, 15yr fixed) , category/product (low interest, best rewards etc)
    s_brm.eVar43=converToLowerCase(pofferID);       //offer id
    s_brm.eVar37=converToLowerCase(padvType);       //advertiser type  
    s_brm.eVar12=converToLowerCase(ppageNo);        //display/click page number 
    s_brm.eVar3=converToLowerCase(pChannel);        //channel 
               
    s_brm.products="CCR;p_"+converToLowerCase(pprodUid)+";1;"+converToLowerCase(pAmt);
    s_brm.events="event6,purchase";
    s_brm.purchaseID=Math.round(Math.random() * 10000000).toString() + new Date().getTime();
    if (document.forms.length > 0) {
    	pObj = document.forms[0];
    }
    s_brm.tl(pObj, 'o', 'Lender Referral');
}

function getChannel(pchannel,pchtype)
{
    var localsite=pchannel.toLowerCase()+'/';
    var localsitearr1=localsite.split('/');
    var localresult='';
    var localvalue='';
    
    if (pchtype=='P')
        localvalue=localsitearr1[1];
    else
        localvalue=localsitearr1[2];

    if (IsNullorUndefined(localvalue) || localvalue=='' )
        localresult='home';
    else
    {
        if (localvalue.indexOf('.') > 0)
            localresult='home';
        else
            localresult=localvalue;
     }
        
    return localresult;
}




function vert_pv(pvertname)
{
    var local_pv;
    switch(pvertname)
    {
        case "mtg"      : local_pv = "0.05"; break;
        case "home"     : local_pv = "0.05"; break; 
        case "invest"   : local_pv = "0.09"; break;
        case "auto"     : local_pv = "0.02"; break;  
        case "cc"       : local_pv = "0.11"; break; 
        case "chksav"   : local_pv = "0.08"; break;  
        case "loan"     : local_pv = "0.04"; break;
        case "pfin"     : local_pv = "0.01"; break;
        case "tax"      : local_pv = "0.01"; break;
        case "debtmgmt" : local_pv = "0.05"; break;  
        case "edu"      : local_pv = "0.01"; break; 
        case "insur"    : local_pv = "0.04"; break;
        case "cuc"      : local_pv = "0.01"; break;         
        case "retire"   : local_pv = "0.02"; break;          
        default         : local_pv = "0.00";  
    }
   return local_pv; 
}

function cobrandType(pCobName)
{
    var localCob="other";
    switch(pCobName.toLowerCase())
    {
        case "aff"          : localCob = "internal"; break;
        case "brm"          : localCob = "internal"; break;
        case "can"          : localCob = "internal"; break;
        case "ffnd"         : localCob = "internal"; break;
        case "goocan"       : localCob = "internal"; break;
        case "gookeyword"   : localCob = "internal"; break;
        case "nltrack"      : localCob = "internal"; break;
        case "overkeyword"  : localCob = "internal"; break;
        case "sema"         : localCob = "internal"; break;
        case "semb"         : localCob = "internal"; break; 
        default             : localCob = "partner";
    }
   return localCob; 
}

function cobrandNull(pCobName)
{
    var localCob="brm";
    
    if (IsNullorUndefined(pCobName) || pCobName=='' )
        localCob="brm";
    else
        localCob=pCobName;
    
    return localCob; 
}

function cobrandURL(pcobName)
{
    var localURLPart2, localURL, localCobURL = String(window.location);
    var localStartPos, localFindPos;
    
    if (localCobURL)
    {
        if (localCobURL.indexOf("https://"))
            localStartPos = "8";
        else
            localStartPos = "7";                
        
        localFindPos = localCobURL.indexOf("/",localStartPos);
        localURLPart2= localCobURL.slice(localFindPos+1);

        if (IsNullorUndefined(localURLPart2)|| (localURLPart2==""))
            localURL=localCobURL+pcobName+"/";
        else
        { 
            if (localFindPos==-1)
                localURL=localCobURL+"/"+pcobName+"/";
            else
                localURL=localCobURL.replace(localURLPart2,pcobName+"/"+localURLPart2);
        }
     }   
     else
        localURL=String(window.location);

    return localURL;
}

function converToLowerCase(pValue)
{
    var lValue = trim(" "+pValue);
    if ((lValue == null) || (lValue == "undefined"))
        lValue="";
    
    if ((lValue!=""))
    {
        if(isNaN(parseFloat(lValue)))
        {
            return lValue.toLowerCase();
        }
        else
        {
            return lValue;
        }
    }
    else
    {
        return lValue;
    }
}

function trim(pValue)
{
    var s;
    s = pValue.replace(/(?:(?:^|\n)\s+|\s+(?:$|\n))/g,"");
    return s;
}

function omniProdString(pAdCollection,pTier2)
{
   var omniProdString='';
   if(!IsNullorUndefined(pAdCollection))
   {  
        for(var i=0;i < pAdCollection.length;i++) 
        {
            if ((omniProdString=='') || (omniProdString==null))
                omniProdString=pTier2+";h_" + pAdCollection[i][1] + "_w_"+pAdCollection[i][2]+"_cc_"+pAdCollection[i][3]+"_cm_"+pAdCollection[i][4]+";1;" + pAdCollection[i][5]/1000 +";";
            else
                omniProdString=omniProdString+","+pTier2+";h_" + pAdCollection[i][1] + "_w_"+pAdCollection[i][2]+"_cc_"+pAdCollection[i][3]+"_cm_"+pAdCollection[i][4]+";1;" + pAdCollection[i][5]/1000+";";
        }
    }
    return omniProdString;
}

/* SiteCatalyst code version: H.15.1.
Copyright 1997-2008 Omniture, Inc. More info available at
http://www.omniture.com */

var s_account="bnk30livejs"
//var s_account="bnk30devjs"
var s_brm=s_gi(s_account)

/************************** CONFIG SECTION **************************/
/* You may add or alter any code config here. */

/* E-commerce Config */
s_brm.currencyCode="USD"
/* Link Tracking Config */
s_brm.trackDownloadLinks=true
s_brm.trackExternalLinks=true
s_brm.trackInlineStats=true
s_brm.linkDownloadFileTypes="exe,zip,wav,mp3,mov,mpg,avi,wmv,pdf,doc,docx,xls,xlsx,ppt,pptx"
s_brm.linkInternalFilters="javascript:,badcredit-nocredit.com,bankrate.biz,bankrate.ca,bankrate.com,bankratecanada.com,bankrateexpress.com,bankratemonitor.com,bankratemortgage.com,bank-ratemortgage.com,bank-rate-mortgage.com,bankrate-mortgage-calculator.com,bankrate-mortgage-rates.com,bankratemortgages.com,bank-ratemortgages.com,bankrate-mortgages.com,bank-rate-mortgages.com,bankrate-mortgages-rates.com,bankrate-newyork-mortgage-rates.com,bankrateplatinum.com,bankrateprefered.com,bankratepreferred.com,bankratepro.com,bankrate-sanfrancisco-mortgage-rates.com,bankrate-small-business.com,bankrateuk.com,costoflife.com,everypercentcounts.com,financial-literacy.org,ilife.com,ilifenyc.com,intelligentax.com,intelligentaxes.com,intelligentaxes.net,intelligentbanking.com,intelligentlending.com,intelligenttax.com,intelligenttaxes.com,intelligenttaxes.net,leasingoptions.com,managingyourmoney.net,managingyourmoney.org,mortgagewhiz.com,problem-credit.com,problemcredit.net,smallbizfinance.com,taxintelligence.com,thecostoflife.com,themoneything.com,thewhiz.com,wwwbankrate.com,your-home-loan.com"
s_brm.linkLeaveQueryString=false
s_brm.linkTrackVars="eVar1,eVar2,eVar3,eVar6,eVar8,eVar9,eVar13,eVar14,eVar15,eVar16,eVar17,eVar21,eVar23,eVar36,eVar37,eVar38,eVar39,eVar40,eVar41,eVar42,eVar43,products,events"
s_brm.linkTrackEvents = "purchase,event1,event2,event3,event6,event16,event17"

/********************************************************************
 *
 * Config variables (should be above doPlugins section)
 *
 *******************************************************************/
/* Page Name Plugin Config */
s_brm.siteID=""     // leftmost value in pagename
s_brm.defaultPage="default.aspx"    // filename to add when none exists
s_brm.queryVarsList=""      // query parameters to keep
s_brm.pathExcludeDelim=""       // portion of the path to exclude
s_brm.pathConcatDelim=">"       // page name component separator
s_brm.pathExcludeList=""        // elements to exclude from the path


/* WARNING: Changing any of the below variables will cause drastic
changes to how your visitor data is collected.  Changes should only be
made when instructed to do so by your account manager.*/
s_brm.dc=112

/* Plugin Config */
s_brm.usePlugins=true
function s_brm_doPlugins(s_brm) {
    /* Plugin Example: getPagename v2.1*/
    if(!s_brm.pageType && !s_brm.pageName)
    {
        s_brm.pageName=s_brm.prop1+">"+converToLowerCase(s_brm.getPageName());
        s_brm.eVar21=s_brm.pageName;
    }
            
    //BRM / TNT Integration 
    var s_brm_frame_object  = document.getElementById("brmInsuremeFrame");
    var s_brm_fr            = s_brm.getQueryParam('fr');
    var s_brm_type          = s_brm.getQueryParam('type');
    var s_brm_page,s_brm_page_pos1,s_brm_page_pos2;
    
    if (s_brm_frame_object)
        if (s_brm_fr)
        {
            s_brm_page_pos1 = s_brm_fr.lastIndexOf('/')+1;
            s_brm_page_pos2 = s_brm_fr.lastIndexOf('?');
            if (s_brm_page_pos2==-1)
                s_brm_page = s_brm_fr.substring(s_brm_page_pos1);
            else
                s_brm_page = s_brm_fr.substring(s_brm_page_pos1,s_brm_page_pos2);
        }
        else
            s_brm_page = s_brm_type;
    
    if (s_brm_page)
        s_brm.pageName = s_brm.pageName + ">" + s_brm_page;

    s_brm.campaign = converToLowerCase(s_brm.getQueryParam('ec_id'));    //tracks external campaigns: ec_id
       
    if (s_brm.campaign){  // Checks to see if a campaign ID was set
        if(s_brm.events) // Sets an event if a campaign click-through occurred
            s_brm.events += ",event1";
        else
            s_brm.events = "event1";
    }
    
    s_brm.eVar26 = converToLowerCase(s_brm.getQueryParam('pc_id'));
    if (s_brm.eVar26){  // Checks to see if a partner campaign was set
         if(s_brm.events) // Sets an event if an internal campaign click-through occurred
                s_brm.events += ",event2";
         else
                s_brm.events = "event2";
    }
    
    s_brm.eVar27 = converToLowerCase(s_brm.getQueryParam('ic_id'));
    if (s_brm.eVar27){  // Checks to see if a internal campaign was set
         if(s_brm.events) // Sets an event if an internal campaign click-through occurred
            s_brm.events += ",event3";
         else
            s_brm.events = "event3";
    }
         
     s_brm.eVar29 = converToLowerCase(s_brm.getQueryParam('ab1_id'));
     if (s_brm.eVar29){  // Checks to see if a internal campaign was set
        if(s_brm.events) // Sets an event if an AB2 click-through occurred
           s_brm.events += ",event16";
        else
           s_brm.events = "event16";
    }

    //tracks external "ef_id" with eVar44
    s_brm.eVar44 = converToLowerCase(s_brm.getQueryParam('ef_id'));
    if (s_brm.eVar44) {   // Checks to see if a internal campaign was set
        if (s_brm.events) // Sets an event if an internal campaign click-through occurred
            s_brm.events += ",event10";
        else
            s_brm.events = "event10";
    }

}
s_brm.doPlugins=s_brm_doPlugins

/********************************************************************
 *
 * Main Plug-in code (should be in Plug-ins section)
 *
 *******************************************************************/
/*
 * Plugin: getPageName v2.1 - parse URL and return
 */
s_brm.getPageName=new Function("u",""
+"var s=this,v=u?u:''+s.wd.location,x=v.indexOf(':'),y=v.indexOf('/',"
+"x+4),z=v.indexOf('?'),c=s.pathConcatDelim,e=s.pathExcludeDelim,g=s."
+"queryVarsList,d=s.siteID,n=d?d:'',q=z<0?'':v.substring(z+1),p=v.sub"
+"string(y+1,q?z:v.length);z=p.indexOf('#');p=z<0?p:s.fl(p,z);x=e?p.i"
+"ndexOf(e):-1;p=x<0?p:s.fl(p,x);p+=!p||p.charAt(p.length-1)=='/'?s.d"
+"efaultPage:'';y=c?c:'/';while(p){x=p.indexOf('/');x=x<0?p.length:x;"
+"z=s.fl(p,x);if(!s.pt(s.pathExcludeList,',','p_c',z))n+=n?y+z:z;p=p."
+"substring(x+1)}y=c?c:'?';while(g){x=g.indexOf(',');x=x<0?g.length:x"
+";z=s.fl(g,x);z=s.pt(q,'&','p_c',z);if(z){n+=n?y+z:z;y=c?c:'&'}g=g.s"
+"ubstring(x+1)}return n");

/********************************************************************
 *
 * Supporting functions that may be shared between plug-ins
 *
 *******************************************************************/
/*
 * Utility Function: p_c
 */
s_brm.p_c=new Function("v","c",""
+"var x=v.indexOf('=');return c.toLowerCase()==v.substring(0,x<0?v.le"
+"ngth:x).toLowerCase()?v:0");

/********************************************************************
 *
 * Main Plug-in code (should be in Plug-ins section)
 *
 *******************************************************************/
/*
 * Plugin: getQueryParam 2.1 - return query string parameter(s)
 */
s_brm.getQueryParam=new Function("p","d","u",""
+"var s=this,v='',i,t;d=d?d:'';u=u?u:(s.pageURL?s.pageURL:s.wd.locati"
+"on);if(u=='f')u=s.gtfs().location;while(p){i=p.indexOf(',');i=i<0?p"
+".length:i;t=s.p_gpv(p.substring(0,i),u+'');if(t)v+=v?d+t:t;p=p.subs"
+"tring(i==p.length?i:i+1)}return v");
s_brm.p_gpv=new Function("k","u",""
+"var s=this,v='',i=u.indexOf('?'),q;if(k&&i>-1){q=u.substring(i+1);v"
+"=s.pt(q,'&','p_gvf',k)}return v");
s_brm.p_gvf=new Function("t","k",""
+"if(t){var s=this,i=t.indexOf('='),p=i<0?t:t.substring(0,i),v=i<0?'T"
+"rue':t.substring(i+1);if(p.toLowerCase()==k.toLowerCase())return s."
+"epa(v)}return ''");

/************* DO NOT ALTER ANYTHING BELOW THIS LINE ! **************/
var s_code='',s_objectID;function s_gi(un,pg,ss){var c="=fun@5(~){`Ks=^Q~$d ~.substring(~.indexOf(~;@r~`l@r~=new Fun@5(~.toLowerCase()~s_c_il['+s^qn+']~};s.~.length~.toUpperCase~=new Object~s.wd~','~"
+"){@r~t^s~.location~')q='~var ~s.pt(~dynamicAccount~link~s.apv~='+@w(~)@rx^l!Object$aObject.prototype$aObject.prototype[x])~);s.~Element~.getTime()~=new Array~ookieDomainPeriods~s.m_~.protocol~=new "
+"Date~BufferedRequests~}c$o(e){~visitor~;@V^is[k],255)}~javaEnabled~conne@5^K~^zc_i~Name~=''~:'')~onclick~}@r~else ~ternalFilters~javascript~s.dl~@Ms.b.addBehavior(\"# default# ~=parseFloat(~'+tm.ge"
+"t~cookie~parseInt(~s.rep(~s.^R~track~o^zoid~browser~.parent~window~referrer~colorDepth~String~while(~.host~.lastIndexOf('~s.sq~s.maxDelay~s.vl_g~r=s.m(f)?s[f](~for(~s.un~s.eo~&&s.~t=s.ot(o)~j='1.~#"
+"1URL~lugins~document~Type~Sampling~s.rc[un]~Download~Event~');~this~tfs~resolution~s.c_r(~s.c_w(~s.eh~s.isie~s.vl_l~s.vl_t~Height~t,h){t=t?t~tcf~isopera~ismac~escape(~'s_~.href~screen.~s.fl(~Versio"
+"n~harCode~&&(~variableProvider~s.pe~)?'Y':'N'~:'';h=h?h~._i~e&&l$ZSESSION'~=='~f',~onload~name~home#1~objectID~}else{~.s_~s.rl[u~Width~s.ssl~o.type~Timeout(~ction~Lifetime~.mrq(\"'+un+'\")~sEnabled"
+"~;i++)~'){q='~&&l$ZNONE'){~ExternalLinks~_'+~charSet~onerror~lnk~currencyCode~.src~s=s_gi(~etYear(~Opera~;try{~Math.~s.fsg~s.ns6~s.oun~InlineStats~Track~'0123456789~&&!~s[k]=~s.epa(~m._d~n=s.oid(o)"
+"~,'sqs',q);~LeaveQuery~')>=~'=')~&&t~){n=~\",''),~vo)~s.sampled~=s.oh(o);~+(y<1900?~s.disable~ingServer~n]=~true~sess~campaign~lif~if(~'http~,100)~s.co(~x in ~s.ape~ffset~s.c_d~s.br~'&pe~s.gg(~s.gv"
+"(~s[mn]~s.qav~,'vo~s.pl~=(apn~Listener~\"s_gs(\")~vo._t~b.attach~d.create~=s.n.app~(''+~'+n~)+'/~s()+'~){p=~():''~a):f(~+1))~a['!'+t]~){v=s.n.~channel~un)~.target~o.value~g+\"_c\"]~\".tl(\")~etscap"
+"e~(ns?ns:~omePage~s.d.get~')<~!='~||!~[b](e);~m[t+1](~return~height~events~random~code~'MSIE ~rs,~un,~,pev~INPUT'~floor(~atch~s.num(~[\"s_\"+~s.c_gd~s.dc~s.pg~,'lt~.inner~transa~;s.gl(~\"m_\"+n~idt"
+"='+~',s.bc~page~Group,~.fromC~sByTag~?'&~+';'~t&&~1);~[t]=~'+v]~>=5)~[t](~=l[n];~!a[t])~~s._c=^fc';`E=^0`5!`E`fn){`E`fl`U;`E`fn=0;}s^ql=`E`fl;s^qn=`E`fn;s^ql[s^q@ms;`E`fn++;s.m`0m){`2$Em)`4'{$Y0`Af"
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+"`u^e''+x),'+`F%2B'):x`5x&&c^Eem==1&&x`4'%u$Y0&&x`4'%U$Y0){i=x`4'%^P^4i>=0){i++`5h`38)`4x`3i,i+1)`C())>=0)`2x`30,i)+'u00'+x`3i);i=x`4'%',i)}}}}`2x`Aepa`0x`1;`2x?un^e`u''+x,'+`F ')):x`Apt`0x,d,f,a`1,"
+"t=x,z=0,y,r;^4t){y=t`4d);y=y<0?t`B:y;t=t`30,y);^At,$Kt,a)`5r)`2r;z+=y+d`B;t=x`3z,x`B);t=z<x`B?t:''}`2''`Aisf`0t,a){`Kc=a`4':')`5c>=0)a=a`30,c)`5t`30,2)==^f')t=t`32);`2(t!`h@d==a)`Afsf`0t,a`1`5`La,`"
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