Bankrate.com: Personal finance Headlines http://www.bankrate.com/default.aspx Money and family matters en-us Copyright 2012, Bankrate Inc. Wed, 22 Feb 2012 09:16:26 GMT webmaster@bankrate.com (webmaster) Bankrate Inc. http://www.bankrate.com/Images/logos/bankratelogo.gif http://www.bankrate.com/default.aspx 118 22 60 Survey: Americans value savings over debt (charts) Bankrate's charts reveal Americans' personal finance outlook in February. Tue, 21 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/consumer-index/financial-security-charts-0212.aspx http://www.bankrate.com/finance/consumer-index/financial-security-charts-0212.aspx Many Americans living on the edge of debt A majority has more savings than credit card debt, but it's not time to break out the bubbly. Tue, 21 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/consumer-index/survey-shows-savings-triumphs-debt.aspx http://www.bankrate.com/finance/consumer-index/survey-shows-savings-triumphs-debt.aspx Does Americans' love of plastic trump savings? Americans have more savings than debt, but little progress has been made since last year. Tue, 21 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/consumer-index/financial-security-poll-0212.aspx http://www.bankrate.com/finance/consumer-index/financial-security-poll-0212.aspx Mortgage rates fall again to another record low Mortgage rates headed down again, even though the economy is sort of looking up. Kind of. Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/mortgages-drop-to-new-record-low.aspx http://www.bankrate.com/finance/news/mortgages-drop-to-new-record-low.aspx Auto loan rates for Feb. 16, 2012 Here are the average auto loan rates from Bankrate's weekly survey of large banks and thrifts. Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/auto/interest-rates-021612.aspx http://www.bankrate.com/finance/news/auto/interest-rates-021612.aspx CD rates for Feb. 16, 2012 Here are the average CD rates from Bankrate's weekly survey of large banks and thrifts. Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/cd/interest-rates-021612.aspx http://www.bankrate.com/finance/news/cd/interest-rates-021612.aspx Credit card interest rates for Feb. 16, 2012 Here are the average credit card rates from Bankrate's weekly survey of large banks and thrifts. Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/credit-cards/interest-rates-021612.aspx http://www.bankrate.com/finance/news/credit-cards/interest-rates-021612.aspx Home equity loan rates for Feb. 16, 2012 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/home-equity/interest-rates-021612.aspx http://www.bankrate.com/finance/news/home-equity/interest-rates-021612.aspx National mortgage rates for Feb. 16, 2012 See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards. Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/mortgage/interest-rates-021612.aspx http://www.bankrate.com/finance/news/mortgage/interest-rates-021612.aspx Chart: Top 10 states for foreclosure Nevada had the highest rate of foreclosure in January. Is your state on the list? Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/news/mortgage/top-10-foreclosures-by-state-0112.aspx http://www.bankrate.com/news/mortgage/top-10-foreclosures-by-state-0112.aspx Is it time to lock your mortgage rate? Today's mortgage rates are anything but predictable. Here's what the experts have to say. Thu, 16 Feb 2012 00:00:00 GMT http://www.bankrate.com/news/rate-trends/mortgage.aspx http://www.bankrate.com/news/rate-trends/mortgage.aspx Obama budget takes Robin Hood approach New 2013 budget calls for raising income taxes and capital gains tax rates for high earners. Tue, 14 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/obama-2013-budget-takes-aim-at-wealthy.aspx http://www.bankrate.com/finance/news/obama-2013-budget-takes-aim-at-wealthy.aspx How to get the most from rewards credit cards Not playing your rewards cards right can leave free money on the table. Here's how to play the game. Mon, 13 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/credit-cards/maximize-credit-card-rewards-1.aspx http://www.bankrate.com/finance/credit-cards/maximize-credit-card-rewards-1.aspx Home prices fall even more, and sales rise People buy houses when home prices go down. See where the hottest and coldest markets are. Fri, 10 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/real-estate/home-values-fall-even-more-sales-rise.aspx http://www.bankrate.com/finance/news/real-estate/home-values-fall-even-more-sales-rise.aspx Big banks make $25 billion mortgage settlement After months of negotiating, the nation's major lenders settle probes of underwater mortgages. Fri, 10 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/banks-make-25-billion-mortgage-settlement.aspx http://www.bankrate.com/finance/news/banks-make-25-billion-mortgage-settlement.aspx Mortgages inch up from last week's record lows A good jobs report pushes up mortgage rates, which remain temptingly low for refinancers. Thu, 09 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/mortgage-rates-inch-up-from-record-lows.aspx http://www.bankrate.com/finance/news/mortgage-rates-inch-up-from-record-lows.aspx Auto loan rates for Feb. 9, 2012 Here are the average auto loan rates from Bankrate's weekly survey of large banks and thrifts. Thu, 09 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/auto/interest-rates-020912.aspx http://www.bankrate.com/finance/news/auto/interest-rates-020912.aspx CD rates for Feb. 9, 2012 Here are the average CD rates from Bankrate's weekly survey of large banks and thrifts. Thu, 09 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/cd/interest-rates-020912.aspx http://www.bankrate.com/finance/news/cd/interest-rates-020912.aspx Credit card interest rates for Feb. 9, 2012 Here are the average credit card rates from Bankrate's weekly survey of large banks and thrifts. Thu, 09 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/credit-cards/interest-rates-020912.aspx http://www.bankrate.com/finance/news/credit-cards/interest-rates-020912.aspx Home equity loan rates for Feb. 9, 2012 Here are the average home equity rates from Bankrate's weekly survey of large banks and thrifts. Thu, 09 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/home-equity/interest-rates-020912.aspx http://www.bankrate.com/finance/news/home-equity/interest-rates-020912.aspx National mortgage rates for Feb. 9, 2012 See rates from our survey of CDs, mortgages, home equity products, auto loans and credit cards. Thu, 09 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/news/mortgage/interest-rates-020912.aspx http://www.bankrate.com/finance/news/mortgage/interest-rates-020912.aspx What happened to home values in your area? Find the median single family home values by state. Thu, 09 Feb 2012 00:00:00 GMT http://www.bankrate.com/finance/real-estate/home-values.aspx http://www.bankrate.com/finance/real-estate/home-values.aspx