Bankrate.com: Retirement Channel Headlines http://www.bankrate.com/default.aspx en-us Copyright 2010, Bankrate Inc. Tue, 09 Feb 2010 09:21:34 GMT webmaster@bankrate.com (webmaster) Bankrate Inc. http://www.bankrate.com/Images/logos/bankratelogo.gif http://www.bankrate.com/default.aspx 118 22 60 Boomer dilemma: traditional or Roth IRA These pros and cons will determine what's best for each 40- and 50-something saving for retirement. Mon, 08 Feb 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/boomer-dilemma-traditional-or-roth-ira-1.aspx http://www.bankrate.com/finance/retirement/boomer-dilemma-traditional-or-roth-ira-1.aspx New tool offers good news about retirement Many Americans will have enough money to retire, but only if they work until they're 66 or 67. Tue, 02 Feb 2010 13:30:00 GMT http://www.bankrate.com/blogs/retirement/boomer-bucks-blog.aspx http://www.bankrate.com/blogs/retirement/boomer-bucks-blog.aspx 401(k) may not offer hardship withdrawal A 401(k) plan is not required to offer a hardship withdrawal option to participants. Tue, 02 Feb 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/401-k-may-not-offer-hardship-withdrawal.aspx http://www.bankrate.com/finance/retirement/401-k-may-not-offer-hardship-withdrawal.aspx 4 steps to undo a Roth IRA conversion Follow these four helpful hints to correctly recharacterize your Roth to a traditional IRA. Mon, 01 Feb 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/4-steps-to-undo-a-roth-ira-conversion-1.aspx http://www.bankrate.com/finance/retirement/4-steps-to-undo-a-roth-ira-conversion-1.aspx 401(k) loan from old job unlikely A company is unlikely to allow an ex-employee to take out a 401(k) loan, but it can't hurt to ask. Thu, 28 Jan 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/401-k-loan-from-old-plan-unlikely.aspx http://www.bankrate.com/finance/retirement/401-k-loan-from-old-plan-unlikely.aspx 7 steps to a 2010 Roth IRA conversion Uncle Sam is offering IRA-conversion perks this year. Here's how you can capitalize on them. Wed, 27 Jan 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/7-steps-to-a-2010-roth-ira-conversion-1.aspx http://www.bankrate.com/finance/retirement/7-steps-to-a-2010-roth-ira-conversion-1.aspx It's business as usual on Wall Street Remember Wall Street's demise? After wreaking havoc on the economy, it appears to be flourishing. Tue, 26 Jan 2010 14:30:00 GMT http://www.bankrate.com/blogs/retirement/it-s-business-as-usual-on-wall-street.aspx http://www.bankrate.com/blogs/retirement/it-s-business-as-usual-on-wall-street.aspx Use retirement savings to pay for home? It's risky to use retirement savings to create a "house rich, cash poor" status. Tue, 26 Jan 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/use-retirement-savings-to-pay-for-home.aspx http://www.bankrate.com/finance/retirement/use-retirement-savings-to-pay-for-home.aspx 3 ways to pay for a Roth IRA conversion Taxpayers can get a break in 2010, but they still have to find funds to pay for an IRA conversion. Mon, 15 Feb 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/3-ways-to-pay-for-a-roth-ira-conversion-1.aspx http://www.bankrate.com/finance/retirement/3-ways-to-pay-for-a-roth-ira-conversion-1.aspx IRA conversion rules change in 2010 IRA conversion rules are undergoing an important change in 2010. Wed, 20 Jan 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/nondeductible-ira-rule-changes-in-2010.aspx http://www.bankrate.com/finance/retirement/nondeductible-ira-rule-changes-in-2010.aspx What's your excuse for not getting rich? We define rich as having enough money not to work or not to worry, but many folks are not saving any. Sat, 16 Jan 2010 00:00:00 GMT http://www.bankrate.com/blogs/retirement/what-s-your-excuse-for-not-getting-rich.aspx http://www.bankrate.com/blogs/retirement/what-s-your-excuse-for-not-getting-rich.aspx IRA transfer solves tax worry A trustee-to-trustee transfer can help an IRA beneficiary avoid a short-term tax hit. Thu, 14 Jan 2010 00:00:00 GMT http://www.bankrate.com/finance/retirement/ira-transfer-solves-tax-worry.aspx http://www.bankrate.com/finance/retirement/ira-transfer-solves-tax-worry.aspx Was it a lost decade for stock investors? Pundits say investors made money if they rebalanced their portfolios each year. Here's the truth. Wed, 13 Jan 2010 13:30:00 GMT http://www.bankrate.com/blogs/retirement/was-it-a-lost-decade-for-stock-investors.aspx http://www.bankrate.com/blogs/retirement/was-it-a-lost-decade-for-stock-investors.aspx Look out for conservative target-date funds The supposedly safe 2010 funds took investors for a wild ride. They should display a warning label. Wed, 06 Jan 2010 13:30:00 GMT http://www.bankrate.com/blogs/retirement/look-out-for-conservative-target-date-funds.aspx http://www.bankrate.com/blogs/retirement/look-out-for-conservative-target-date-funds.aspx 10 must-know IRA terms An IRA is a great resource for retirement income, but it helps to know the language. Tue, 05 Jan 2010 00:00:00 GMT http://www.bankrate.com/finance/taxes/10-must-know-ira-terms-1.aspx http://www.bankrate.com/finance/taxes/10-must-know-ira-terms-1.aspx